499 Walnut St, Lynn, MA 01905 Property Records

Essex County and Lynn City property record for 499 Walnut St, Lynn, MA 01905 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 775 sqft · built 1880
Lot Size	0.143 acres (6,216 sqft)
Owner	2 Individual Names on File
Last Sale	$359,000 (Oct 2020)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:024 L:387 S:015`

Property Details

APN / Parcel Number

Primary APN	`B:024 L:387 S:015`
Alternative APN	`LYNN M:024 B:387 L:015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	775 sqft Living Area
Gross Area	1,900 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,216 sqft (0.143 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	499 WALNUT ST
City	LYNN
State	MA
Zip	01905-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	387
Legal Lot Number	15
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4007
Census Tract	205600

Owner

Source: Essex County and Lynn City records · APN B:024 L:387 S:015

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	499 WALNUT ST, LYNN, MA 01905-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2024	Deed of Trust, Mortgage · FHA Mortgage GOOD LEAP LLC
Nov 01, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 05, 2020	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2020 · Amount on Record
Deed Sale	Oct 05, 2020 · Amount on Record
Prior Sale	Dec 02, 2009 · Amount on Record
Deed Book / Page	39021 / 365
Transfer Doc	2836000146
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	499 WALNUT ST, LYNN, MA 01905-1016
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042432-546
Date	Nov 15, 2024
Book Page	42432/546
Instrument	20241115000250

Lender

Name	GOOD LEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	499 WALNUT ST, LYNN, MA 01905-1016
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041837-279
Date	Nov 01, 2023
Book Page	41837/279
Instrument	20231101000360

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2048

Interest

Rate Type	Adjustable Rate

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Oct 05, 2020
Property Address	499 WALNUT ST, LYNN, MA 01905-1016
Document Number	39021-365
Book / Page	39021 / 365
Instrument Date	Sep 30, 2020
Instrument	20201005004310
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	499 WALNUT ST, LYNN, MA 01905-1016

Mortgage

Document Number	201005004320
Date	Oct 05, 2020
Instrument	201005004320

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,397.00 (+1.99%)	$424,400 (+3.66%) Land $197,000 Building $227,400	$461,605
2024	$4,311.00 (+4.71%)	$409,400 (+10.89%) Land $195,700 Building $213,700
2023	$4,117.00	$369,200 Land $180,600 Building $188,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 455 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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