Greenwich Town property record for 499 Valley Rd, Cos Cob, CT 06807
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,928 sqft · built 1978 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (May 2006) |
| Tax Bill | $13,062 (2026) |
| Deeds & Mortgages | May 2020 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 12-1565 |
| Primary APN | 12-1565 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,928 sqft Living Area |
| Basement Area | 930 sqft |
| Unfinished Basement | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 400/013 |
|---|---|
| Street Address | 499 VALLEY RD |
| City | COS COB |
| State | CT |
| Zip | 06807-1625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 1565 |
| Jurisdiction | GREENWICH CT |
| Township / Civil Division | GREENWICH |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10202 |
499 Valley Rd is owned and occupied by two individuals who bought it in May 2006.
Source: Greenwich Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 499 VALLEY RD, COS COB, CT 06807-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2006 · Amount on File |
| Deed Sale | May 31, 2006 · Amount on File |
| Deed Book / Page | 5185 / 87 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENWICH CT |
| Property Address | 499 VALLEY RD, COS COB, CT 06807-1625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7665-320 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 7665/320 |
| Instrument | 3603 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 499 Valley Rd was $13,062, up 2.2% from the year before.
Source: Greenwich Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Greenwich Town |
| Unified School District | Greenwich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,062.00 (+2.17%) | $1,290,100 (+21.51%) Land $855,540 Building $434,560 | $1,811,968 (+143.8%) |
| 2025 | $12,784.00 | $1,061,760 Land $701,960 Building $359,800 | $743,232 Land $491,372 Building $251,860 |
| 2024 | $12,784.00 (+5.71%) | ||
| 2023 | $12,093.00 (+0.97%) | $1,061,760 (-) Land $701,960 Building $359,800 | |
| 2022 | $11,977.00 | $1,061,760 Land $701,960 Building $359,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 499 Valley Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 499 Valley Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
May also be available: Verizon.
4G LTE (outdoors only), no 5G reported
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