Garrard County property record for 499 Tuggle Rd, Lancaster, KY 40444
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 35 acres (1,524,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,500 (May 2026) |
| Tax Bill | $123 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-030 |
| Primary APN | 10-030 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,524,600 sqft (35 acres) |
|---|
| Account Number | 22156 |
|---|---|
| Street Address | 499 TUGGLE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9024 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Subdivision | EDGINGTON SUB 4-H |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970101 |
499 Tuggle Rd, an agricultural property, is owned by two individuals who bought it in May 2026.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 205 WOODSIDE WAY, LANCASTER, KY 40444-7172 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST COMPANY |
| Jul 16, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2026 · Amount on File |
| Deed Sale | May 5, 2026 · Amount on File |
| Prior Sale | Jan 18, 2023 · Amount on File |
| Deed Document Number | 2026214844 |
| Deed Book / Page | 336 / 851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 5, 2026 |
| Property Address | 499 TUGGLE RD, LANCASTER, KY 40444-9024 |
| Document Number | 0000214844 |
| Book / Page | 336 / 851 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.214844 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $43,177.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 205 WOODSIDE WAY, LANCASTER, KY 40444-7172 |
| Investor | Possibly a Property Investor |
| Document Number | 0000214844, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 471/232 |
| Instrument | 2026.214844 |
| Name | CENTRAL BANK & TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Apr 28, 2029 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 16, 2020 |
| Property Address | 499 TUGGLE RD, LANCASTER, KY 40444-9024 |
| Document Number | 00D304/283 |
| Book / Page | D304 / 283 |
| Instrument Date | Jul 9, 2020 |
| Instrument | 157923 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $358.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 TUGGLE RD, LANCASTER, KY 40444-9024 |
| Name | Verified Name |
|---|---|
| Address | 685 SPEARS LN, DANVILLE, KY 40422-9263 |
The 2025 property tax bill for 499 Tuggle Rd was $123, down 0.8% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,000 (-) | $355,000 (+2,858.33%) Land $355,000 | |
| 2025 | $123.00 (-0.81%) | $12,000 (-) Land $12,000 | $12,000 (-) Land $12,000 |
| 2024 | $124.00 (-22.01%) | $12,000 (-) Land $12,000 | $12,000 (-) Land $12,000 |
| 2023 | $159.00 (-1.24%) | $12,000 (-2%) Land $12,000 | $12,000 (-2%) Land $12,000 |
| 2022 | $161.00 | $15,000 Land $15,000 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 499 Tuggle Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 499 Tuggle Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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