499 Terra Nova Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 499 Terra Nova Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,536 sqft · built 2003
Lot Size	0.139 acres (6,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$296,000 (Jul 2009)
Tax Bill	$5,185 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-520-310-000`

Property Details

APN / Parcel Number

Primary APN	`240-520-310-000`
Alternative APN	`240-520-31`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,038 sqft (0.139 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	240-520-31
Street Address	499 TERRA NOVA CT
City	TRACY
State	CA
Zip	95377-6725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-FM PT 240-030-21/STERLING PARK, UNIT NO . 6
Legal Subdivision	STERLING PARK
Legal Block	3
Legal Lot Number	31
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3015
Census Tract	5212

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	449 E RICOTTA CT, TRACY, CA 95391-8848
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Jun 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2009 · Amount on Record
Deed Sale	Jul 7, 2009 · Amount on Record
Prior Sale	Apr 9, 2009 · Amount on Record
Deed Document Number	2009100450
Last Transfer Date	Jun 8, 2020
Transfer Doc	0000070555
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	499 TERRA NOVA CT, TRACY, CA 95377-6725
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449E E RICOTTA CT, MOUNTAIN HOUSE, CA 95391-8848

Mortgage

Document Number	0000040812
Date	Mar 5, 2021
Instrument	2021-040812

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	499 TERRA NOVA CT, TRACY, CA 95377-6725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069639
Date	Jun 20, 2017
Instrument	2017-069639

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jun 16, 2020
Property Address	499 TERRA NOVA CT, TRACY, CA 95377-6725
Document Number	0000070555
Map Reference	MB 37 PG 24
Instrument Date	Jun 8, 2020
Instrument	2020-070555
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	499 TERRA NOVA CT, TRACY, CA 95377-6725

Mortgage

Document Number	0000070556
Date	Jun 16, 2020
Instrument	2020-070556

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,185.00 (-11.47%)
2025	$5,857.00 (+8.99%)	$382,062 (+4.04%) Land $95,513 Building $286,549
2023	$5,374.00 (-2.91%)	$367,228 Land $91,805 Building $275,423	$716,400
2022	$5,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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