Worcester County and Lancaster Town property record for 499 Sterling Rd, Lancaster, MA 01523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,526 sqft · built 1880 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Feb 2020) |
| Tax Bill | $7,880 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance Dec 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | LANC M:041.0 B:0000 L:0008.0 |
| Primary APN | LANC M:041.0 B:0000 L:0008.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,526 sqft Living Area |
| 1st Floor Area | 1,396 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Concrete |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 168,142 sqft (3.86 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 499 STERLING RD |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 8.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
| Dec 13, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
| Aug 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Feb 11, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SHREWSBURY MUNICIPLE EMPLOYEE FED C |
| Mar 14, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2018 |
| Deed Document Number | 202014419 |
| Deed Book / Page | 61877 / 171 |
| Transfer Doc | 58540-257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 069355-128 |
|---|---|
| Date | Jul 7, 2023 |
| Book Page | 69355/128 |
| Instrument | 54150 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Aug 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 068598-172 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 68598/172 |
| Instrument | 131481 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED CR UN |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65844-263 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 65844/263 |
| Instrument | 114710 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Feb 11, 2020 |
| Property Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Document Number | 61877-171 |
| Book / Page | 61877 / 171 |
| Instrument Date | Jan 22, 2020 |
| Instrument | 14419 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Document Number | 14420 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 14420 |
| Name | SHREWSBURY MUNICIPLE EMPLOYEE FED C |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LANCASTER MA |
| Recording Date | Mar 14, 2018 |
| Property Address | 499 STERLING RD, LANCASTER, MA 01523-2907 |
| Document Number | 58540-257 |
| Book / Page | 058540 / 000257 |
| Instrument Date | Mar 14, 2018 |
| Instrument | 23811 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 77 RUSSELL ST CARLISLE MA 017411714, CARLISLE, MA 01741-1714 |
Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,880.00 (+19.2%) | $487,600 (+26.78%) Land $141,200 Building $346,400 | $760,950 (+17.66%) |
| 2024 | $646,760 | ||
| 2023 | $6,611.00 | $384,600 Land $121,200 Building $263,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER WATER DEPARTMENT serves 6,000 people · EPA ID MA2147000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 17 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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