499 Saddlewood Cir, Centerville, UT 84014 Property Records

Davis County property record for 499 Saddlewood Cir, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 2,235 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Owner Names on File
Tax Bill	$4,264 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-108-0038`

Property Details

APN / Parcel Number

Primary APN	`02-108-0038`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,235 sqft Living Area
Gross Area	2,234 sqft

Exterior

Year Built	Built 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	499 SADDLEWOOD CIR
City	CENTERVILLE
State	UT
Zip	84014-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 38, WILLOW FARM ESTATES PLAT H. CONT. 0.23 ACRES
Legal Subdivision	WILLOW FARM ESTATES
Legal Lot Number	38
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	2
Census Block	2002
Census Tract	126304

Owner

Source: Davis County assessment roll, as of January 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	499 SADDLEWOOD CIR, CENTERVILLE, UT 84014-3022
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Feb 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST FCU
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FIRST CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 17, 2010
Deed Sale	Aug 17, 2010
Prior Sale	Aug 17, 2010
Deed Document Number	2546839
Deed Book / Page	5089 / 0785
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	499 SADDLEWOOD CIR, CENTERVILLE, UT 84014-3022
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07926/1807
Date	Jan 14, 2022
Book Page	7926/1807
Instrument	3450072

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	499 SADDLEWOOD CIR, CENTERVILLE, UT 84014-3022
Transaction Type	Mortgage
Record Updated	Nov 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7875/747
Date	Oct 28, 2021
Book Page	7875/747
Instrument	3431172

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	499 SADDLEWOOD CIR, CENTERVILLE, UT 84014-3022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003003008
Date	Feb 16, 2017
Book Page	6705/323
Instrument	3003008

Lender

Name	AMERICA FIRST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 28, 2022

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	499 SADDLEWOOD CIR, CENTERVILLE, UT 84014-3022
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	US TITLE COMPANY O

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003256745
Date	Jun 1, 2020
Book Page	7524/1620
Instrument	3256745

Lender

Name	AMERICAN FIRST CU
Type	Credit Union
Address	OGDEN, UT 84409

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Davis County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,264.00 (+1.67%)	$382,800 (-42.18%) Land $174,013 Building $208,787	$696,000 (+5.14%) Land $316,387 Building $379,613
2024	$4,194.00 (+5.78%)
2023	$3,965.00 (-7.77%)	$662,000 Land $256,754 Building $405,246	$662,000 Land $256,754 Building $405,246
2022	$4,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Echo Broadband, T-Mobile.

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