Harford County property record for 499 Rutland Dr, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,836 sqft · built 1998 |
| Lot Size | 0.588 acres (25,629 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $518,000 (Feb 2016) |
| Tax Bill | $7,517 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-318818 |
| Primary APN | 03-318818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,836 sqft Total Area |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,629 sqft (0.588 acres) |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 880 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 318818 |
|---|---|
| Street Address | 499 RUTLAND DR |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 145 25629 SF 499 RUTLAND DR WOODCREST S3 PT 90/18 |
| Legal Subdivision | WOODCREST |
| Legal Lot Number | 145 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 303400 |
499 Rutland Dr is owned and occupied by two individuals who bought it in February 2016.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 499 RUTLAND DR, FALLSTON, MD 21047-2927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HAR CO MARYLAND FCU |
| May 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HAR-CO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2016 · Amount on File |
| Deed Sale | Feb 8, 2016 · Amount on File |
| Prior Sale | May 18, 1998 · Amount on File |
| Deed Book / Page | 11654 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 499 RUTLAND DR, FALLSTON, MD 21047-2927 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | KEY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0141540102 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 14154/102 |
| Name | HAR CO MARYLAND FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 499 RUTLAND DR, FALLSTON, MD 21047-2927 |
| Document Number | 0133030483 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | KEY TITLE |
| Name | Verified Name |
|---|---|
| Address | 499 RUTLAND DR FALLSTON MD 210472927, FALLSTON, MD 21047-2927 |
| Document Number | 0133030483 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 013303/000483 |
| Name | HAR-CO CU |
|---|---|
| Address | BEL AIR, MD 21014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2049 |
The 2026 property tax bill for 499 Rutland Dr was $7,517, up 13.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,517.00 (+13.67%) | $689,767 | $807,700 Land $131,100 Building $676,600 |
| 2025 | $6,613.00 | ||
| 2023 | $582,867 | $630,800 Land $131,100 Building $499,700 | |
| 2022 | $6,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 499 Rutland Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 499 Rutland Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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