499 Riverside Dr, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 499 Riverside Dr, Lawrence, MA 01841

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,480 sqft · built 1930
Lot Size	0.117 acres (5,110 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Dec 2008)
Tax Bill	$4,999 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225 0000 0014 A`

Property Details

APN / Parcel Number

Primary APN	`225 0000 0014 A`
Alternative APN	`LAWR M:0225 B:0000 L:0014`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,480 sqft Living Area
Gross Area	3,890 sqft
Basement Area	1,110 sqft
Unfinished Basement	1,110 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,110 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	225 0000 0014 A
Street Address	499 RIVERSIDE DR
City	LAWRENCE
State	MA
Zip	01841-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	14
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4012
Census Tract	251400

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	499 RIVERSIDE DR, LAWRENCE, MA 01841-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit COOPERATIVE BANK
Jan 3, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NESC FEDERAL CREDIT UNION
Nov 18, 2020	Deed of Trust, Mortgage · Line of Credit NESC FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008 · Amount on Record
Deed Sale	Dec 31, 2008 · Amount on Record
Prior Sale	Aug 8, 2008 · Amount on Record
Deed Document Number	200832730
Deed Book / Page	11416 / 119
Transfer Doc	11279-9
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Recording Date	Aug 31, 2026
Property Address	499 RIVERSIDE DR, LAWRENCE, MA 01841-4828
Document Number	0000015112
Book / Page	18678 / 253
Instrument Date	Aug 25, 2026
Instrument	202615112
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 RIVERSIDE DR, LAWRENCE, MA 01841-4828

Mortgage

Document Number	0000015112,
Date	Aug 31, 2026
Book Page	18678/253
Instrument	202615112

Lender

Name	COOPERATIVE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	499 RIVERSIDE DR, LAWRENCE, MA 01841-4828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15724-285
Date	Jan 3, 2019
Book Page	15724/285
Instrument	121

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Feb 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	499 RIVERSIDE DR, LAWRENCE, MA 01841-4828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16611-275
Date	Nov 18, 2020
Book Page	16611/275
Instrument	32600

Lender

Name	NESC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,999.00 (+6.59%)	$578,600 (+8.56%) Land $153,000 Building $425,600	$620,252 (-3.42%)
2025	$4,690.00 (-2.45%)	$533,000 (+2.54%) Land $122,400 Building $410,600	$642,200
2024	$4,808.00 (+2.04%)	$519,800 (+12.07%) Land $118,300 Building $401,500
2023	$4,712.00	$463,800 Land $103,600 Building $360,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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