Groton Town property record for 499 River Rd, Mystic, CT 06355
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,700 sqft · built 1908 |
| Lot Size | 1.57 acres (68,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $852,500 (Jul 2020) |
| Tax Bill | $20,369 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GROT M:261910477196 |
| Primary APN | GROT M:261910477196 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,700 sqft Living Area |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Lot Area | 68,389 sqft (1.57 acres) |
| Deck Area | Deck Area |
| Loading Dock | Loading Dock |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|
| Account Number | 261910477196 |
|---|---|
| Street Address | 499 RIVER RD |
| City | MYSTIC |
| State | CT |
| Zip | 06355-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-20 |
| Jurisdiction | GROTON CT |
| Township / Civil Division | GROTON |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 703000 |
Source: Groton Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 499 RIVER RD, MYSTIC, CT 06355-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHELSEA GROTON BANK |
| Jul 23, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2020 · Amount on Record |
| Deed Sale | Jul 23, 2020 · Amount on Record |
| Deed Document Number | 20205013240003 |
| Deed Book / Page | 1234 / 1142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GROTON CT |
| Property Address | 499 RIVER RD, MYSTIC, CT 06355-1823 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001332-924 |
|---|---|
| Date | Jan 16, 2026 |
| Book Page | 1332/924 |
| Instrument | 5338460007 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 109 Months |
| Due | Feb 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GROTON CT |
| Recording Date | Jul 23, 2020 |
| Property Address | 499 RIVER RD, MYSTIC, CT 06355-1823 |
| Document Number | 1234-1142 |
| Book / Page | 1234 / 1142 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 5013240003 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 5013250011 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 5013250011 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Groton Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Groton Town |
| Unified School District | Groton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,369.00 | $745,850 (+21.91%) Land $393,491 Building $352,359 | $522,095 Land $275,444 Building $246,651 |
| 2024 | $20,369.00 (+35.73%) | ||
| 2023 | $15,007.00 (+0.74%) | $611,800 (-) Land $242,480 Building $369,320 | |
| 2022 | $14,897.00 | $611,800 Land $242,480 Building $369,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-MYSTIC private · serves 10,788 people · EPA ID CT1370011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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