499 Ridgeway Ave, Central Point, OR 97502 Property Records

Jackson County property record for 499 Ridgeway Ave, Central Point, OR 97502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,294 sqft · built 2000
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$379,900 (Jul 2019)
Tax Bill	$5,945 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`372W01BD6700`

Property Details

APN / Parcel Number

Primary APN	`372W01BD6700`
Alternative APNs	`372W01BD06700` `10923761`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,892 sqft
1st Floor Area	2,294 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	278 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	499 RIDGEWAY AVE
City	CENTRAL POINT
State	OR
Zip	97502-3530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Range	02W
Legal Township	37S
Legal Section	01
Legal Quarter	2
Legal Subdivision	CENTRAL POINT EAST DEVELOPMENT
Legal Block	3
Legal Lot Number	161
Jurisdiction	JACKSON OR
Township / Civil Division	MEDFORD
Census Block Group	3
Census Block	3006
Census Tract	1100

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage ROGUE FCU
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit ROGUE FCU
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 16, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Feb 13, 2004 · Amount on Record
Deed Document Number	201920320
Prior Transfer Date	Oct 5, 2000
Prior Transfer Doc	0000041198
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530

Mortgage

Document Number	0000017913
Date	Aug 24, 2023
Instrument	2023-017913

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2043

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016548
Date	Apr 13, 2021
Instrument	2021-016548

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012336
Date	Apr 15, 2020
Instrument	2020-012336

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Jul 16, 2019
Property Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530
Document Number	0000020320
Map Reference	VOL 25 PG 8
Instrument Date	Jul 8, 2019
Instrument	2019-020320
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	499 RIDGEWAY AVE, CENTRAL POINT, OR 97502-3530

Mortgage

Document Number	0000020321
Date	Jul 16, 2019
Instrument	2019-020321

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Central Point City
Unified School District	Central Point School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,310 (+3%)	$509,900 (+0.18%) Land $145,040 Building $364,860
2025	$5,945.00 (+2.52%)	$348,850 (+3%) Land $151,260 Building $197,590	$508,960 (+4.46%) Land $152,800 Building $356,160
2024	$5,799.00 (+3.31%)	$338,690 (+3%) Land $146,850 Building $191,840	$487,210 (-1.95%) Land $140,800 Building $346,410
2023	$5,613.00 (+2.39%)	$328,830 (+3%) Land $142,570 Building $186,260	$496,910 (+1.77%) Land $139,930 Building $356,980
2022	$5,482.00	$319,260 Land $138,420 Building $180,840	$488,260 Land $130,410 Building $357,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2014)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2014 · other causes
Claims by Event	Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CENTRAL POINT serves 19,785 people · EPA ID OR4100178
Water Source	Purchased surface water from MEDFORD WATER COMMISSION
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hunter Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Verizon.

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