499 Ridgeview Cir, Morganton, GA 30560 Property Records

Fannin County property record for 499 Ridgeview Cir, Morganton, GA 30560

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 ba · 2,432 sqft · built 1987
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on File
Last Sale	$460,000 (Oct 2024)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0031 B 04101`

Property Details

APN / Parcel Number

Primary APN	`0031 B 04101`
Alternative APN	`21132`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,432 sqft Heated Area
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	360 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	21132
Street Address	499 RIDGEVIEW CIR
City	MORGANTON
State	GA
Zip	30560-3587
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RESIDENTIA
Legal Description	8-2 LL271 LTS40,41 DB1623-554* 0.54 AC
Legal Subdivision	RIDGEVIEW HGHTS
Legal Block	URLK
Legal Lot Number	40,41
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2037
Census Tract	50500

Owner

499 Ridgeview Cir, a residential property, is owned by a company that bought it in October 2024.

Source: Fannin County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	499 RIDGEVIEW CIR, MORGANTON, GA 30560-3587
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2017	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 23, 2024	Quit Claim Deed, Transfer · Conventional Mortgage SANCTUARY HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2024 · Amount on File
Deed Sale	Oct 23, 2024 · Amount on File
Prior Sale	Feb 24, 2011 · Amount on File
Deed Book / Page	1623 / 554
Prior Transfer Date	Oct 21, 2024
Prior Transfer Doc	001623/554
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	499 RIDGEVIEW CIR, MORGANTON, GA 30560-3587
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001223/628
Date	Sep 14, 2017
Book Page	1223/628

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	300 Months
Due	Sep 1, 2042

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 23, 2024
Property Address	499 RIDGEVIEW CIR, MORGANTON, GA 30560-3587
Document Number	001623/554
Book / Page	1623 / 554
Instrument Date	Oct 21, 2024
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 RIDGEVIEW CIR, MORGANTON, GA 30560-3587

Mortgage

Document Number	0001623557
Date	Oct 23, 2024
Instrument	1623/557

Lender

Name	SANCTUARY HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 499 Ridgeview Cir was $1,829.

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00	$201,650 Land $10,500 Building $191,150	$504,124 Land $26,250 Building $477,874
2023		$124,338 (-1.41%) Land $10,500 Building $113,838	$310,844 (-1.41%) Land $26,250 Building $284,594
2022	$1,768.00 Homeowner's exemption	$126,113 Land $10,500 Building $115,613	$315,282 Land $26,250 Building $289,032

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 499 Ridgeview Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Ridgeview Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORGANTON serves 1,768 people · EPA ID GA1110003
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Cable	1,000 / 50

May also be available: T-Mobile.

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