Monterey County property record for 499 Pacific St, Monterey, CA 93940
| Property Type | Medical Building |
|---|---|
| Details | 4.5 ba · 3,207 sqft · built 1955 |
| Lot Size | 0.091 acres (3,960 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-534-010-000 |
| Primary APN | 001-534-010-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 3 Half Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 3,207 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | L-Shape |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,960 sqft (0.091 acres) |
| Old Parcel Number | 001-534-010 |
|---|---|
| Street Address | 499 PACIFIC ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-2702 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Medical Building |
| Legal Description | SEVERANCE MAP LOT 1 BLK 26 |
| Legal Subdivision | SEVERANCE |
| Legal Block | 26 |
| Legal Lot Number | 1 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 12700 |
499 Pacific St, a commercial property, is held in a trust since September 2016.
Source: Monterey County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 700 BRIGGS AVE, 27, PACIFIC GROVE, CA 93950-2200 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOME SAVINGS BANK |
| Oct 10, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DEL TORO LOAN SERVICING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 9, 2016 |
| Transfer Doc | 0000052835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 499 PACIFIC ST, MONTEREY, CA 93940-2702 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 700 BRIGGS AVE 27, 27, PACIFIC GROVE, CA 93950-2200 |
| Document Number | 0000006900 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026006900 |
| Name | HOME SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84165 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 499 PACIFIC ST, MONTEREY, CA 93940-2702 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 700 BRIGGS AVE 27, 27, PACIFIC GROVE, CA 93950-2200 |
| Document Number | 0000033874 |
|---|---|
| Date | Oct 10, 2023 |
| Instrument | 2023033874 |
| Name | DEL TORO LOAN SERVICING INC |
|---|---|
| Type | Mortgage Company |
| Address | MONTEREY, CA 93940 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 499 Pacific St was $3,456.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $233,701 (+2%) Land $79,431 Building $154,270 | |
| 2025 | $3,456.00 | $229,120 Land $77,874 Building $151,246 |
| 2023 | $2,725.00 (-9.17%) | $220,225 Land $74,851 Building $145,374 |
| 2022 | $3,000.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 499 Pacific St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2022 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 499 Pacific St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Verizon.
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