499 Margo Ln, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 499 Margo Ln, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,656 sqft · built 2021
Lot Size	0.54 acres (23,517 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Jan 2022)
Tax Bill	$8,806 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-871-04229531`

Property Details

APN / Parcel Number

Primary APN	`01-871-04229531`
Alternative APNs	`187104229531` `87104229531`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,656 sqft Living Area
Gross Area	3,136 sqft
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,517 sqft (0.54 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	87104229531
Street Address	499 MARGO LN
City	EDGEWATER
State	MD
Zip	21037-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 103 TURNBULL ESTATES
Legal Subdivision	TURNBULL ESTATES
Legal Block	1
Legal Lot Number	103
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1004
Census Tract	701202

Owner

499 Margo Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	499 MARGO LN, EDGEWATER, MD 21037-3120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Dec 21, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2022 · Amount on File
Deed Sale	Jan 27, 2022 · Amount on File
Prior Sale	Dec 27, 2017 · Amount on File
Deed Book / Page	38289 / 296
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 27, 2022
Property Address	499 MARGO LN, EDGEWATER, MD 21037-3120
Document Number	0382890296
Book / Page	38289 / 296
Map Reference	MB 352 PG 43&44
Instrument Date	Jan 12, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	499 MARGO LN, EDGEWATER, MD 21037-3120

Mortgage

Document Number	0038289303
Date	Jan 27, 2022
Instrument	38289/303

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Margin	3
Max Rate	8.37%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 21, 2017
Property Address	499 MARGO LN, EDGEWATER, MD 21037-3120
Document Number	0317010459
Book / Page	031701 / 000459
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$1,260.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2137 DEFENSE HWY CROFTON MD 211142420, CROFTON, MD 21114-2420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 499 Margo Ln was $8,806 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$870,700 Land $268,800 Building $601,900	$870,700 Land $268,800 Building $601,900
2025	$8,806.00
2023	$7,908.00 Homeowner's exemption	$724,300 Land $248,800 Building $475,500	$724,300 Land $248,800 Building $475,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Margo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Jan 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Margo Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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