499 Main Rd, Charleston, ME 04422 Property Records

Penobscot County and Charleston Town property record for 499 Main Rd, Charleston, ME 04422

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$99,999 (Sep 2026)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Sep 2026 Second Mortgage Sep 2026 Mortgage + 2 more
APN	`CRLN M:005 L:031`

Property Details

APN / Parcel Number

Primary APN	`CRLN M:005 L:031`

Exterior

Lot Area	16,117 sqft (0.37 acres)

Location & Zoning

Street Address	499 MAIN RD
City	CHARLESTON
State	ME
Zip	04422-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	31
Jurisdiction	CHARLESTON ME
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1021
Census Tract	31200

Owner

Source: Penobscot County and Charleston Town records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	535 LEDGE HILL RD, ATKINSON, ME 04426
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER LLC
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 16, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Sep 4, 2025	Deed of Trust, Mortgage MAINE SAVINGS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2026 · Amount on Record
Deed Sale	Sep 16, 2026 · Amount on Record
Deed Document Number	202625945
Deed Book / Page	18018 / 262
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Recording Date	Sep 17, 2026
Property Address	499 MAIN RD, CHARLESTON, ME 04422-3302
Document Number	0000000002
Book / Page	18019 / 281
Instrument Date	Sep 15, 2026
Instrument	20262
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MAIN RD, CHARLESTON, ME 04422-3302

Mortgage

Document Number	0000000002,
Date	Sep 17, 2026
Book Page	18019/281
Instrument	20262

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Recording Date	Sep 16, 2026
Property Address	499 MAIN RD, CHARLESTON, ME 04422-3302
Document Number	0000025946
Book / Page	18018 / 264
Instrument Date	Sep 15, 2026
Instrument	202625946
Transaction Type	Mortgage
Record Updated	Oct 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 MAIN RD, CHARLESTON, ME 04422-3302

Mortgage

Document Number	0000025946,
Date	Sep 16, 2026
Book Page	18018/264
Instrument	202625946

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON ME
Recording Date	Sep 16, 2026
Property Address	499 MAIN RD, CHARLESTON, ME 04422-3302
Document Number	0000025945
Book / Page	18018 / 262
Instrument Date	Sep 14, 2026
Instrument	202625945
Transaction Type	Transfer
Record Updated	Oct 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025946,
Date	Sep 16, 2026
Book Page	18018/264
Instrument	202625946

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON ME
Property Address	499 MAIN RD, CHARLESTON, ME 04422-3302
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176160266
Date	Sep 4, 2025
Book Page	17616/266
Instrument	23815

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

Source: Penobscot County and Charleston Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Charleston Town
Unified School District	School Administrative District 68 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,695.00 (+23.45%)	$158,400 (+67.28%) Land $24,780 Building $133,620
2024	$1,373.00 (+6.6%)	$94,690 (-) Land $17,700 Building $76,990
2023	$1,288.00 (+2.3%)	$94,690 (-) Land $17,700 Building $76,990
2022	$1,259.00	$94,690 Land $17,700 Building $76,990

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premium Choice Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Main Rd

Nearby Streets

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