499 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 499 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,602 sqft · built 1935
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$236,000 (Apr 2019)
Tax Bill	$7,129 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`265489 048.19-2-52`

Property Details

APN / Parcel Number

Primary APN	`265489 048.19-2-52`
Alternative APNs	`54890481900002052000` `03344000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,602 sqft Living Area
1st Floor Area	990 sqft
Upper Floors Area	612 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 69.5 ft wide
Garage Type	Detached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03344000000
Street Address	499 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0065-14-07 GLASSER L6 0039017
Legal Subdivision	JOHN GLASSERS SUBDIVISION
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1001
Census Tract	11203

Owner

499 Lake Rd is owned and occupied by an individual who bought it in April 2019.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	499 LAKE RD, WEBSTER, NY 14580-1054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Jan 26, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Jul 2, 2015 · Amount on File
Deed Document Number	20191111
Deed Book / Page	12166 / 227
Prior Transfer Date	Sep 29, 2016
Prior Transfer Doc	0000000236
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	499 LAKE RD, WEBSTER, NY 14580-1054
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	CHICAGO TITLE ROCHESTER, CHICAGO TITHE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 LAKE RD, WEBSTER, NY 14580-1054

Mortgage

Document Number	0000000569
Date	Mar 24, 2021
Book Page	29105/569
Instrument	202103240390

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	499 LAKE RD, WEBSTER, NY 14580-1054
Transaction Type	Mortgage
Record Updated	Jun 10, 2021
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000581
Date	Mar 24, 2021
Book Page	29105/581
Instrument	202103240391

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Jan 26, 2021
Property Address	499 LAKE RD, WEBSTER, NY 14580-1054
Document Number	0000000750
Book / Page	012455 / 000414
Instrument Date	Jan 25, 2021
Instrument	750
Transaction Type	Transfer
Record Updated	Mar 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 LAKE RD WEBSTER NY 145801054, WEBSTER, NY 14580-1054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Apr 3, 2019
Property Address	499 LAKE RD, WEBSTER, NY 14580-1054
Document Number	0000001111
Book / Page	12166 / 227
Map Reference	LB 39 PG 17
Instrument Date	Mar 12, 2019
Instrument	201904031111
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$944.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	499 LAKE RD, 499, WEBSTER, NY 14580-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 LAKE RD, WEBSTER, NY 14580-1054

Mortgage

Document Number	0000001112
Date	Apr 3, 2019
Instrument	201904031112

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 499 Lake Rd was $7,129, up 1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,129.00 (+1.05%)
2025	$7,055.00	$151,000 Land $27,500 Building $123,500	$314,600 Land $57,295 Building $257,305
2023		$151,000 (-) Land $27,500 Building $123,500	$260,300 (+10.34%) Land $47,406 Building $212,894
2022		$151,000 Land $27,500 Building $123,500	$235,900 Land $42,962 Building $192,938
2021	$5,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Lake Rd in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1978–2017)
Claims Outside the SFHA	9 of 17
Most Recent Claim	Jun 2017 · Flooding
Claims by Event	Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lake Rd

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