499 Indiana Ave, Olean, NY 14760 Property Records

Cattaraugus County and Olean City property record for 499 Indiana Ave, Olean, NY 14760

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,176 sqft · built 1969
Lot Size1.03 acres (44,928 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Apr 2023)
Tax Bill$5,372 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jun 2022 Sale & Mortgage
APN041200 94.082-3-15

Property Details

APN / Parcel Number

Primary APN041200 94.082-3-15
Alternative APNs
  • 120009408200030150000000
  • 027565

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,176 sqft Living Area
1st Floor Area1,408 sqft
2nd Floor Area768 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area44,928 sqft (1.03 acres)
Lot Dimensions312 ft deep x 144 ft wide
Garage TypeAttached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area432 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number027565
Street Address499 INDIANA AVE
CityOLEAN
StateNY
Zip14760-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block3
Legal Lot Number15.000
JurisdictionCATTARAUGUS NY
Township / Civil DivisionOLEAN
Census Block Group6
Census Block6013
Census Tract961800

Owner

Source: Cattaraugus County and Olean City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address499 INDIANA AVE, OLEAN, NY 14760-3950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
HAMLIN BANK & TRUST COMPANY
Jun 14, 2022Executor's Deed, Transfer · Stand-Alone First Mortgage
OLEAN AREA FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 27, 2023 · Amount on Record
Deed SaleApr 27, 2023 · Amount on Record
Prior SaleJun 14, 2022 · Amount on Record
Deed Document Number20236863
Record UpdatedJun 8, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateApr 27, 2023
Property Address499 INDIANA AVE, OLEAN, NY 14760-3950
Document Number0000006863
Instrument DateApr 21, 2023
Instrument202306863
Transaction TypeTransfer
Record UpdatedMay 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 INDIANA AVE, OLEAN, NY 14760-3950

Mortgage

Document Number0000006864
DateApr 27, 2023
Instrument202306864
Lender
NameHAMLIN BANK & TRUST COMPANY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2022: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCATTARAUGUS NY
Recording DateJun 14, 2022
Property Address499 INDIANA AVE, OLEAN, NY 14760-3950
Document Number0000017576
Instrument DateJun 13, 2022
Instrument202217576
Transaction TypeTransfer
Record UpdatedJul 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 E MAIN ST, ALLEGANY, NY 14706-1302

Mortgage

Document Number0000017577
DateJun 14, 2022
Instrument202217577
Lender
NameOLEAN AREA FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateJul 1, 2027
Max Rate At Change3%
Index5-Year CMT
Margin3

Tax Assessment & Valuation

Source: Cattaraugus County and Olean City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
MunicipalityOlean City
Unified School DistrictOlean City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,372.00 (+1.65%)$140,000 (-) Land $36,800 Building $103,200$197,183 (+9.86%) Land $51,831 Building $145,352
2024$5,285.00
2023$140,000 Land $36,800 Building $103,200$179,487 Land $47,179 Building $132,308

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 23 policies
Nearby Flood Policies23 in force
Nearby Flood Claims12 (1989–2024)
Most Recent ClaimJun 2024 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2003 · 2 claims
  • Severe Storms And Flooding, Jun 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOLEAN CITY
serves 14,500 people · EPA ID NY0400345
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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