499 HIDDEN VALLEY LN O FALLON MO 633661373, O FALLON, MO 63366-1373
Mortgage
Document Number
73200484
Date
Jun 15, 2020
Book Page
007320/000484
Instrument
402380
Lender
Name
QUICKEN LNS
Type
Funding / Finance Company
Address
DETROIT, MI 48226-1906
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
300 Months
Due
Jun 14, 2045
June 2020: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
ST CHARLES MO
Recording Date
Jun 15, 2020
Property Address
499 HIDDEN VALLEY LN, O FALLON, MO 63366-1373
Document Number
0073200507
Book / Page
007320 / 000507
Instrument Date
Jun 4, 2020
Instrument
402390
Transaction Type
Transfer
Record Updated
Aug 14, 2020
Title Company
AMROCK INC
Transaction
Tax
$0.00
Additional
Quitclaim
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Revocable Trust
Address
499 HIDDEN VALLEY LN O FALLON MO 633661373, O FALLON, MO 63366-1373
Tax Assessment & Valuation
The 2025 property tax bill for 499 Hidden Valley Ln was $5,948, up 5.1% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
St. Paul City
Unified School District
Fort Zumwalt R-II School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$97,575 (-)
$513,554 (-)Land $84,660Building $428,894
2025
$5,948.00 (+5.07%)
$97,575
$513,554Land $84,660Building $428,894
2024
$5,661.00
2023
$90,283
2022
$475,172Land $74,700Building $400,472
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 499 Hidden Valley Ln in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
5 in force
Nearby Flood Claims
42 (1979–2022)
Claims Outside the SFHA
6 of 42
Most Recent Claim
Jul 2022 · Severe Storms And Flooding
Claims by Event
Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
Severe Storms & Flooding, Jul 1993 · 8 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 499 Hidden Valley Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood
0.04% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source
Groundwater
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025