499 Hemlock Rd, Fairfield, CT 06824 Property Records

Fairfield Town property record for 499 Hemlock Rd, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,656 sqft · built 1977
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,100,000 (Jun 2021)
Tax Bill	$18,736 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:156 B:2`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:156 B:2`
Alternative APNs	`FFLD M:156 B:2` `M:156 L:002 X` `4030`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,656 sqft Living Area
Gross Area	6,026 sqft
Basement Area	1,548 sqft
Unfinished Basement	1,548 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4030
Street Address	499 HEMLOCK RD
City	FAIRFIELD
State	CT
Zip	06824-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AAA
Legal Block	2
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3015
Census Tract	60300

Owner

499 Hemlock Rd is owned by two individuals who bought it in June 2021.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 MEADOW WOOD RD, BRANFORD, CT 06405-6411
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Jun 9, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UBS BANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	May 4, 1987 · Amount on File
Deed Document Number	20212021-6421
Deed Book / Page	6156 / 177
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Recording Date	Apr 21, 2026
Property Address	499 HEMLOCK RD, FAIRFIELD, CT 06824-1857
Document Number	006714-260
Book / Page	6714 / 260
Instrument Date	Apr 13, 2026
Instrument	20262113
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 HEMLOCK RD, FAIRFIELD, CT 06824-1857

Mortgage

Document Number	0000002113,
Date	Apr 21, 2026
Book Page	6714/260
Instrument	20262113

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 9, 2021
Property Address	499 HEMLOCK RD, FAIRFIELD, CT 06824-1857
Document Number	006156-177
Book / Page	6156 / 177
Instrument Date	Jun 1, 2021
Instrument	2021-6421
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48 MEADOW WOOD RD, BRANFORD, CT 06405-6411

Mortgage

Document Number	0020216422
Date	Jun 9, 2021
Instrument	2021-6422

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jul 1, 2028
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 499 Hemlock Rd was $18,736, up 6.5% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,736.00 (+6.52%)	$976,360 (+57.59%) Land $550,410 Building $425,950	$1,594,207 (+267.58%)
2025	$17,590.00	$619,570 Land $297,570 Building $322,000	$433,699 Land $208,299 Building $225,400
2024	$17,590.00 (+3.2%)
2023	$17,044.00	$619,570 Land $297,570 Building $322,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Hemlock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Hemlock Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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