499 Factory Rd, Hampstead, NC 28443 Property Records

Pender County property record for 499 Factory Rd, Hampstead, NC 28443

Property Summary

Property Type	Other Improved
Details	1,792 sqft · built 2024
Lot Size	0.459 acres (20,029 sqft)
Owner	2 Individual Names on Record
Tax Bill	$352 (2022)
Deeds & Mortgages	Jan 2026 Line of Credit Aug 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3292-16-6560-0000`

Property Details

APN / Parcel Number

Primary APN	`3292-16-6560-0000`
Alternative APNs	`3292 16 6532 0000` `977624`

Interior

Stories	1 Story
Building Area	1,792 sqft Total Area

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	20,029 sqft (0.459 acres)

Exterior Amenities

Patio Area	360 sqft
Shed	1 Shed
Shed Area	144 sqft
Lean-To	312 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	977624
Old Parcel Number	3292 16 6532 0000
Street Address	499 FACTORY RD
City	HAMPSTEAD
State	NC
Zip	28443-2231
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R20
Legal Description	LT 15R PB 67/123 RECOMBINATION SURVEY
Legal Subdivision	HAMPSTEAD ON THE SOUND
Legal Block	4
Legal Lot Number	15R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2014
Census Tract	920202

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	499 FACTORY RD, HAMPSTEAD, NC 28443-2231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Aug 16, 2023	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Oct 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021
Deed Sale	Apr 30, 2021
Deed Document Number	0014784750
Deed Book / Page	3465 / 120
Prior Transfer Date	May 20, 2008
Prior Transfer Doc	03465_00120
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	499 FACTORY RD, HAMPSTEAD, NC 28443-2231
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 FACTORY RD, HAMPSTEAD, NC 28443-2231

Mortgage

Document Number	0048821095
Date	Jan 15, 2026
Book Page	4882/1095

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	WILMINGTON, NC 28405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	499 FACTORY RD, HAMPSTEAD, NC 28443-2231
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 FACTORY RD C, C, HAMPSTEAD, NC 28443-2231

Mortgage

Document Number	0048191032
Date	Aug 16, 2023
Book Page	4819/1032

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	SOFR Average 30-Day
Max Rate	11.6%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 25, 2017
Property Address	499 FACTORY RD, HAMPSTEAD, NC 28443-2231
Document Number	0046531258
Book / Page	004653 / 001258
Instrument Date	Oct 24, 2017
Instrument	20029814
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 FACTORY RD HAMPSTEAD NC 284432231, HAMPSTEAD, NC 28443-2231

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,101 (+771.92%) Land $56,787 Building $312,314	$369,101 (+771.92%) Land $56,787 Building $312,314
2023		$42,332 (-) Land $42,332	$42,332 (-) Land $42,332
2022	$352.00	$42,332 Land $42,332	$42,332 Land $42,332

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 259 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	69 (1988–2026)
Claims Outside the SFHA	24 of 69
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 23 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 12 claims Hurricane Fran, Sep 1996 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Factory Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures