499 Dune Rd, Westhampton Beach, NY 11978 Property Records

Suffolk County and Southampton Town property record for 499 Dune Rd, Westhampton Beach, NY 11978

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,124 sqft · built 1994
Lot Size0.54 acres (23,522 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Mar 2013)
Tax Bill$14,259 (2024)
Deeds & MortgagesJun 2018 Refinance
Jun 2018 Loan Modification
Flood ZoneZone VE (high risk)
APN0905-016.00-02.00-016.000

Property Details

APN / Parcel Number

Primary APN0905-016.00-02.00-016.000
Alternative APNs
  • 473607 016.000-0002-016.000
  • 360701600000020160000000
  • 47360083490

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,124 sqft Living Area
1st Floor Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleMobile Home
Exterior MaterialWood
Lot Area23,522 sqft (0.54 acres)
View / LotWaterfront
Garage TypeBasement
PorchOpen Porch
Porch Area2,586 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
Heating FuelElectric
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address499 DUNE RD
CityWESTHAMPTON BEACH
StateNY
Zip11978-2929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBLD IMP -1270/LD +978087 TEP 1 -5700 LD1988 BOR ST+ 2850
Legal Block2
Legal Lot Number16
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHAMPTON
Census Block Group4
Census Block4004
Census Tract190502

Owner

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address499 DUNE RD, WESTHAMPTON BEACH, NY 11978-2929
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 20, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Jun 20, 2018Loan Modification, Consolidation and Extension, Mortgage
JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2013 · Amount on Record
Deed SaleMar 1, 2013 · Amount on Record
Prior SaleMar 9, 2009 · Amount on Record
Deed Book / Page12722 / 163
Prior Transfer DateJan 15, 2009
Prior Transfer Doc0125820398
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address499 DUNE RD, WESTHAMPTON BEACH, NY 11978-2929
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyPRO NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229360079
DateJun 20, 2018
Book Page22936/79
Instrument18-0112965
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJul 1, 2047
Interest
Rate3.38%
Type Change DateApr 1, 2023

June 2018: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Recording DateJun 20, 2018
Property Address499 DUNE RD, WESTHAMPTON BEACH, NY 11978-2929
Document Number0229360080
Book / Page022936 / 000080
Instrument DateMar 26, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address35 FAIRWAY CT ROSLYN NY 115761009, ROSLYN, NY 11576-1009

Mortgage

Document Number229360080
DateJun 20, 2018
Book Page022936/000080
Lender
NameJPMORGAN CHASE BK NA
Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Agreement
AmountAmount Recorded
Term360 Months
DueJun 19, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthampton Town
MunicipalityWesthampton Beach Village
Unified School DistrictWesthampton Beach Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,658,500 (+10.77%) Land $2,237,400 Building $421,100$4,219,842 (+10.77%) Land $3,551,429 Building $668,413
2024$14,259.00 (-68.25%)$3,809,524 (+10.32%) Land $3,141,111 Building $668,413
2023$2,400,000 Land $1,978,900 Building $421,100$3,453,237 Land $2,847,338 Building $605,899
2020$44,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation16.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 242 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies439 units insured
incl. 197 condo units
Nearby Flood Claims32 (1991–2024)
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000

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