499 Cypress St, Wauchula, FL 33873 Property Records

Hardee County property record for 499 Cypress St, Wauchula, FL 33873

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,270 sqft · built 1995
Lot Size0.924 acres (40,249 sqft)
OwnerIndividual Name on File
Last Sale$10,000 (Jul 2004)
Tax Bill$1,087 (2025)
Deeds & MortgagesJan 2020 Loan Modification
Mar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN3633-25-0815-00001-0008

Property Details

APN / Parcel Number

Primary APN3633-25-0815-00001-0008

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,270 sqft Living Area
Gross Area1,433 sqft
1st Floor Area1,270 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialBuilt-Up Asphalt
Lot Area40,249 sqft (0.924 acres)
Lot Dimensions305 ft deep x 132 ft wide
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
DrivewayDriveway
Driveway Area320 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area98 sqft
Deck AreaDeck Area
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address499 CYPRESS ST
CityWAUCHULA
StateFL
Zip33873-9544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeF-R
Legal DescriptionLOT 8 LAKE DALE ACRES 175P264 402P341 443P258 444P204 474P53(NC) 477P477 667P948P949 200825001739-AFF
Legal Range25E
Legal Township33S
Legal Section36
Legal SubdivisionLAKE DALE ACRES
Legal Block1
Legal Lot Number8
JurisdictionHARDEE FL
Township / Civil DivisionZOLFO SPRINGS
Census Block Group2
Census Block2007
Census Tract970101

Owner

499 Cypress St is owned and occupied by an individual who bought it in July 2004.

Source: Hardee County records, as of November 26, 2025

Owner of RecordIndividual Name on File
Mailing Address499 CYPRESS ST, WAUCHULA, FL 33873-9544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Loan Modification, Mortgage
WAUCHULA ST BK
Mar 4, 2019Loan Modification, Mortgage
WAUCHULA ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2004 · Amount on File
Deed SaleJul 21, 2004 · Amount on File
Prior SaleJul 21, 2004 · Amount on File
Deed Document Number20045895
Deed Book / Page667 / 949
Prior Transfer DateMay 23, 2004
Prior Transfer Doc0006670949
Record UpdatedJun 8, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address499 CYPRESS ST, WAUCHULA, FL 33873-9544
Document Number0025000615
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 CYPRESS ST WAUCHULA FL 338739544, WAUCHULA, FL 33873-9544

Mortgage

Document Number0025000615
DateJan 30, 2020
Instrument25000615
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
AmountAmount on Record
Term12 Months
DueJan 29, 2021

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARDEE FL
Property Address499 CYPRESS ST, WAUCHULA, FL 33873-9544
Document Number0025001563
Instrument DateMar 4, 2019
Transaction TypeMortgage
Record UpdatedMar 26, 2019

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address499 CYPRESS ST WAUCHULA FL 338739544, WAUCHULA, FL 33873-9544

Mortgage

Document Number0025001563
DateMar 14, 2019
Instrument25001563
Lender
NameWAUCHULA ST BK
TypeBank
AddressWAUCHULA, FL 33873-0248
Agreement
AmountAmount on Record
Term12 Months
DueMar 13, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 499 Cypress St was $1,087 with a homeowner's exemption, up 2.7% from the year before.

Source: Hardee County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,087.00 (+2.74%) Homeowner's exemption$84,369 (+2.9%)$185,191 (+6.47%) Land $31,416 Building $153,775
2024$1,058.00 (+4.75%) Homeowner's exemption$81,991 (+3%)$173,938 (+20.45%) Land $26,796 Building $147,142
2023$1,010.00 (+5.21%) Homeowner's exemption$79,603 (+3%)$144,409 (+3.21%) Land $26,796 Building $117,613
2022$960.00 Homeowner's exemption$77,284$139,915 Land $18,480 Building $121,435

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 Cypress St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1998–2022)
Claims Outside the SFHA3 of 14
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 Cypress St is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000

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