Glocester Town property record for 499 Cooper Rd, Chepachet, RI 02814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1974 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $490,000 (Sep 2025) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Mar 2022 Refinance Sep 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-0001-38 |
| Primary APN | 7-0001-38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,464 sqft |
| 1st Floor Area | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 111,949 sqft (2.57 acres) |
| Heating Fuel | Electric |
|---|
| Account Number | 7-0001-38 |
|---|---|
| Street Address | 499 COOPER RD |
| City | CHEPACHET |
| State | RI |
| Zip | 02814-1450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 20 |
| Legal Block | 25 |
| Legal Lot Number | A |
| Jurisdiction | GLOCESTER RI |
| Township / Civil Division | GLOCESTER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 13102 |
Source: Glocester Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Sep 15, 2025 | Warranty Deed, Transfer |
| Jun 10, 2022 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING |
| Apr 20, 2017 | Warranty Deed, Transfer · Conventional with PMI NAVIGANT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Prior Sale | Jun 10, 2022 · Amount on Record |
| Deed Book / Page | 974 / 308 |
| Transfer Doc | 1104-11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Property Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000897-19 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 897/19 |
| Instrument | 49129 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Sep 15, 2025 |
| Property Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Document Number | 000974-308 |
| Book / Page | 974 / 308 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 55745 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Jun 10, 2022 |
| Property Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Document Number | 000905-272 |
| Book / Page | 905 / 272 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 49870 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000049871 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 49871 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOCESTER RI |
| Recording Date | Apr 20, 2017 |
| Property Address | 499 COOPER RD, CHEPACHET, RI 02814-1450 |
| Document Number | 740-126 |
| Book / Page | 000740 / 000126 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 35958 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 INDIAN RUN TRL SMITHFIELD RI 029172134, SMITHFIELD, RI 02917-2134 |
| Document Number | 740-128 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 000740/000128 |
| Instrument | 35959 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2047 |
Source: Glocester Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Glocester Town |
| Secondary School District | Foster-Glocester Regional School District (06 - 12) |
| Elementary School District | Glocester Elementary School District (PK - 05) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 (+0.07%) | $304,400 (-) Land $130,400 Building $174,000 | $454,440 |
| 2023 | $4,338.00 (+2.97%) | $304,400 (+35.05%) Land $130,400 Building $174,000 | |
| 2022 | $4,213.00 | $225,400 Land $89,300 Building $136,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMONY HILL SCHOOL, INC. public/private · serves 199 people · EPA ID RI2000059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
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