499 Clemray Dr, Cincinnati, OH 45231 Property Records

Hamilton County property record for 499 Clemray Dr, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 1994
Lot Size	0.657 acres (28,619 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Oct 2001)
Tax Bill	$8,442 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`590-0180-1069-00`

Property Details

APN / Parcel Number

Primary APN	`590-0180-1069-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
1st Floor Area	1,396 sqft
2nd Floor Area	1,056 sqft
Basement Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	28,619 sqft (0.657 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	499 CLEMRAY DR
City	CINCINNATI
State	OH
Zip	45231-2755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEMRAY DRIVE 20 X FT IRR LOT 3 WINDCREST ACRES 7TH SUB
Legal Subdivision	WINDCREST ACRES 7TH SUB
Legal Lot Number	3
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1001
Census Tract	22101

Owner

Source: Hamilton County records · APN 590-0180-1069-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	499 CLEMRAY DR, CINCINNATI, OH 45231-2755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 02, 2001 · Amount on Record
Deed Sale	Oct 02, 2001 · Amount on Record
Prior Sale	Oct 25, 1994
Deed Document Number	0086992151
Last Transfer Date	Dec 03, 2015
Transfer Doc	0000127973
Record Updated	Jun 08, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	499 CLEMRAY DR, CINCINNATI, OH 45231-2755
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 CLEMRAY DR, CINCINNATI, OH 45231-2755

Mortgage

Document Number	0000048236
Date	Jul 13, 2023
Book Page	14956/926
Instrument	2023-0048236

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Springfield Township
Unified School District	Winton Woods City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,442.00 (+2.65%)	$124,677 (-) Land $9,555 Building $115,122
2024	$8,224.00 (+4.1%)	$124,677 (-) Land $9,555 Building $115,122
2023	$7,900.00 (+2.5%)	$124,677 (+36.81%) Land $9,555 Building $115,122	$356,220 (+36.81%) Land $27,300 Building $328,920
2022	$7,707.00 Homeowner's exemption	$91,130 Land $9,020 Building $82,110
2020			$260,370 Land $25,770 Building $234,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WYOMING CITY PWS serves 9,700 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.