Effingham County property record for 499 Central Ave, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 1948 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,500 (Sep 2020) |
| Tax Bill | $3,208 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02950-012-000 |
| Primary APN | 02950-012-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 216 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2313 |
|---|---|
| Street Address | 499 CENTRAL AVE |
| City | GUYTON |
| State | GA |
| Zip | 31312-6687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 1.86 AC LOT 1 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30207 |
499 Central Ave is owned by two individuals who bought it in September 2020.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 510 GA HIGHWAY 17 S, GUYTON, GA 31312-4811 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2020 · Amount on File |
| Deed Sale | Sep 2, 2020 · Amount on File |
| Prior Sale | Mar 24, 2008 · Amount on File |
| Deed Document Number | 20202505 |
| Deed Book / Page | 2620 / 747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Sep 2, 2020 |
| Property Address | 499 CENTRAL AVE, GUYTON, GA 31312-6687 |
| Document Number | 002620/747 |
| Book / Page | 2620 / 747 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 2020-002505 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 510 GA HIGHWAY 17 S, GUYTON, GA 31312-4811 |
| Document Number | 0000002620/0000000748 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 0000002620/0000000748 |
| Instrument | 009030 |
| Name | BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 499 Central Ave was $3,208, up 56.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,021 (+6.16%) Land $47,620 Building $49,401 | $242,553 (+6.16%) Land $119,051 Building $123,502 | |
| 2025 | $3,208.00 (+56.95%) | $91,390 (+58.83%) Land $47,620 Building $43,770 | $228,475 (+58.83%) Land $119,051 Building $109,424 |
| 2024 | $2,044.00 (+13.81%) | $57,540 (+18.9%) Land $20,084 Building $37,456 | $143,849 (+18.9%) Land $50,209 Building $93,640 |
| 2023 | $1,796.00 (+5.96%) | $48,392 (+15.19%) Land $20,084 Building $28,309 | $120,981 (+15.19%) Land $50,209 Building $70,772 |
| 2022 | $1,695.00 | $42,009 Land $13,700 Building $28,309 | $105,023 Land $34,251 Building $70,772 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 499 Central Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 499 Central Ave is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 51% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUYTON serves 2,394 people · EPA ID GA1030000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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