499 Baldwin Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 499 Baldwin Ave, Lodi, NJ 07644

Property Summary

Property Type	Commercial
Details	built 1958
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$2,550,000 (Oct 2020)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Aug 2018 Sale Oct 2017 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00239-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`31-00239-0000-00002`
Alternative APNs	`310023900002` `437800`

Interior

Stories	1 Story

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Stucco
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Account Number	437800
Street Address	499 BALDWIN AVE
City	LODI
State	NJ
Zip	07644
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CH
Legal Description	.05 AC
Legal Subdivision	HASBROUCK HEIGHTS VILLA MAP 2
Legal Block	239
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	2
Census Block	2012
Census Tract	30100

Owner

499 Baldwin Ave, a commercial property, is owned by a company that bought it in October 2020.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Company Name on File
Mailing Address	501 BALDWIN AVE, LODI, NJ 07644-3735
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2018	Grant Deed, Transfer OLD REPUBLIC TITLE
Oct 23, 2017	Grant Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Deed of Trust, Mortgage MICHAEL ACCIARDI
Dec 22, 2016	Deed of Trust, Mortgage MICHAEL ACCIARDI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	2020108967
Deed Book / Page	3785 / 928
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 28, 2018
Property Address	499 BALDWIN AVE, LODI, NJ 07644
Document Number	0030390902
Book / Page	003039 / 000902
Instrument Date	Aug 14, 2018
Instrument	61869
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$77.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 BURNING HOLLOW RD SADDLE RIVER NJ 074582940, SADDLE RIVER, NJ 07458-2940

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 23, 2017
Property Address	499 BALDWIN AVE, LODI, NJ 07644
Document Number	0027621308
Book / Page	002762 / 001308
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 BURNING HOLLOW RD SADDLE RIVER NJ 074582940, SADDLE RIVER, NJ 07458-2940

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	499 BALDWIN AVE, LODI, NJ 07644
Document Number	0025740681
Book / Page	002574 / 000681
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 BALDWIN AVE LODI NJ 076443735, LODI, NJ 07644-3735

Mortgage

Document Number	0025740681
Date	Mar 29, 2017
Book Page	002574/000681

Lender

Name	MICHAEL ACCIARDI
Address	27 BURNING HOLLOW RD, SADDLE RIVER, NJ 07458-2940

Agreement

Amount	Amount on Record

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	499 BALDWIN AVE, LODI, NJ 07644
Document Number	0024880261
Book / Page	002488 / 000261
Instrument Date	Dec 22, 2016
Transaction Type	Mortgage
Record Updated	Jan 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	501 BALDWIN AVE LODI NJ 076443735, LODI, NJ 07644-3735

Mortgage

Document Number	0024880261
Date	Jan 3, 2017
Book Page	002488/000261

Lender

Name	MICHAEL ACCIARDI
Address	21 BURNING HOLLOW RD, SADDLE RIVER, NJ 07458

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 499 Baldwin Ave was $5,091, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,800 (-) Land $107,700 Building $36,100	$143,800 (-) Land $107,700 Building $36,100
2025	$5,091.00 (+5.62%)	$143,800 Land $107,700 Building $36,100	$143,800 Land $107,700 Building $36,100
2024	$4,820.00
2023		$143,800 Land $107,700 Building $36,100	$143,800 Land $107,700 Building $36,100
2022	$4,693.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 499 Baldwin Ave in Zone X, an area of minimal flood risk, though there have been 40 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	40 (1978–2021)
Claims Outside the SFHA	13 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 499 Baldwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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