499 Anderson Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 499 Anderson Rd, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,873 sqft · built 1955
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (May 2020)
Tax Bill	$823 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`444900794327000`

Property Details

APN / Parcel Number

Primary APN	`444900794327000`
Alternative APN	`51943`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,873 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Exterior Material	Combination
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	160 ft deep x 339 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51943
Street Address	499 ANDERSON RD
City	MURPHY
State	NC
Zip	28906-4221
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR HOGAN P/O 1481/508
Legal Tract	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2026
Census Tract	930605

Owner

Source: Cherokee County records · APN 444900794327000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	499 ANDERSON RD, MURPHY, NC 28906-4221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 19, 2020 · Amount on Record
Deed Sale	May 19, 2020 · Amount on Record
Prior Sale	Dec 09, 2013
Deed Document Number	2455
Deed Book / Page	1644 / 235
Record Updated	Jun 08, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 19, 2020
Property Address	499 ANDERSON RD, MURPHY, NC 28906-4221
Document Number	001644/235
Book / Page	1644 / 235
Instrument Date	May 15, 2020
Instrument	2455
Transaction Type	Transfer
Record Updated	Oct 06, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 KELLER DR, 347, CHATSWORTH, GA 30705-7858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 ANDERSON RD, MURPHY, NC 28906-4221

Mortgage

Document Number	0001644237
Date	May 19, 2020
Instrument	1644/237

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00	$105,480 (-)	$105,480 (-) Land $11,090 Building $94,390
2023		$105,480	$105,480 Land $11,090 Building $94,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399306052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force 5 of 7 on primary residences

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	About 1 in 391 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.