499 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 499 3rd St, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,808 sqft · built 1983
Lot Size	0.459 acres (19,998 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jun 2013)
Tax Bill	$8,988 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-01409-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`35-01409-0000-00005`
Alternative APN	`3500022000000007`

Interior

Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	19,998 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	3500022000000007
Street Address	499 3RD ST
City	ATCO
State	NJ
Zip	08004-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	1409
Legal Lot Number	5
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3017
Census Tract	608901

Owner

499 3rd St is owned and occupied by two individuals who acquired it in February 2015.

Source: Camden County and Waterford Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	499 3RD ST, ATCO, NJ 08004-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Deed of Trust, Mortgage · Line of Credit NEW AMERICAN FUNDING
Apr 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 17, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2013 · Amount on File
Deed Sale	Jun 19, 2013 · Amount on File
Prior Sale	Jan 17, 2002 · Amount on File
Deed Document Number	201348591
Deed Book / Page	9830 / 565
Last Transfer Date	Feb 19, 2015
Transfer Doc	0000017278
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Recording Date	Jun 16, 2026
Property Address	499 3RD ST, ATCO, NJ 08004-1709
Document Number	0000037976
Book / Page	13113 / 1553
Instrument Date	Jun 1, 2026
Instrument	202637976
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 3RD ST, ATCO, NJ 08004-1709

Mortgage

Document Number	0000037976,
Date	Jun 16, 2026
Book Page	13113/1553
Instrument	202637976

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 26, 2046

Interest

Rate	6.3%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMDEN NJ
Recording Date	Apr 14, 2026
Property Address	499 3RD ST, ATCO, NJ 08004-1709
Document Number	0000023496
Book / Page	13066 / 1106
Instrument Date	Apr 8, 2026
Instrument	202623496
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	499 3RD ST, ATCO, NJ 08004-1709

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	499 3RD ST, ATCO, NJ 08004-1709
Document Number	0000082562
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	499 3RD ST ATCO NJ 080041709, ATCO, NJ 08004-1709

Mortgage

Document Number	0000082562
Date	Nov 22, 2019
Book Page	011265/000657
Instrument	82562

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 499 3rd St was $8,988, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,100 (-) Land $45,000 Building $152,100	$197,100 (-) Land $45,000 Building $152,100
2025	$8,988.00 (+3.5%)	$197,100 Land $45,000 Building $152,100	$197,100 Land $45,000 Building $152,100
2024	$8,684.00
2023		$197,100 Land $45,000 Building $152,100	$197,100 Land $45,000 Building $152,100
2022	$8,092.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 499 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 499 3rd St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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