Clinton County property record for 4989 Second Creek Rd, Blanchester, OH 45107
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,744 sqft · built 1999 |
| Lot Size | 14.4 acres (629,311 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,080 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jan 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017682-3 |
| Primary APN | 017682-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 3,506 sqft |
| 1st Floor Area | 1,522 sqft |
| Attic | Attic |
| Attic Area | 684 sqft |
| Basement Area | 1,522 sqft |
| Unfinished Basement | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 629,311 sqft (14.4 acres) |
| Terrain | High |
| Garage Area | 900 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Pole Barn | 1,904 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 017682-3 |
|---|---|
| Street Address | 4989 SECOND CREEK RD |
| City | BLANCHESTER |
| State | OH |
| Zip | 45107-9773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A3 |
| Legal Description | MS 1121 PER DEED 14.447 AC 22 DUP |
| Legal Subdivision | MILITARY SURVEY NO 1121 |
| Jurisdiction | CLINTON OH |
| Township / Civil Division | MARION |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 964900 |
Source: Clinton County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Line of Credit VALLEY CENTRAL BANK |
| Jan 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 16, 2019 | Deed of Trust, Mortgage · Line of Credit 1ST NATIONAL BANK |
| Nov 30, 2018 | Deed of Trust, Mortgage FIFTH THIRD BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100006041 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-00006041 |
| Name | VALLEY CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON OH |
| Recording Date | Jan 27, 2021 |
| Property Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Document Number | 202100000496 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-00000496 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Date | Jan 27, 2021 |
|---|
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2020 |
| Name | Verified Name |
|---|
| Document Number | 201900005467 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019-00005467 |
| Name | 1ST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LEBANON, OH 45036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON OH |
| Property Address | 4989 SECOND CREEK RD, BLANCHESTER, OH 45107-9773 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1008/0185 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 1008/0185 |
| Instrument | 2018-00005377 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Dec 1, 2028 |
Source: Clinton County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clinton County |
| County Subdivision | Marion Township |
| Unified School District | Blanchester Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,080.00 (-12.82%) Homeowner's exemption Additional exemption filed | $137,590 (-) Land $49,670 Building $87,920 | $393,100 (-) Land $141,900 Building $251,200 |
| 2024 | $3,533.00 (+3.76%) Homeowner's exemption Additional exemption filed | $137,590 (-) Land $49,670 Building $87,920 | $393,100 (-) Land $141,900 Building $251,200 |
| 2023 | $3,405.00 (+21.56%) Homeowner's exemption Additional exemption filed | $137,590 (+33%) Land $49,670 Building $87,920 | $393,100 (+33%) Land $141,900 Building $251,200 |
| 2022 | $2,801.00 Homeowner's exemption Additional exemption filed | $103,450 Land $36,540 Building $66,910 | |
| 2020 | $295,560 Land $104,390 Building $191,170 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLANCHESTER VILLAGE PWS private · serves 4,243 people · EPA ID OH1400111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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