4989 Oak Ln, Gurnee, IL 60031 Property Records

Lake County property record for 4989 Oak Ln, Gurnee, IL 60031

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,641 sqft · built 1977
Lot Size	0.254 acres (11,073 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Jan 2021)
Tax Bill	$8,756 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-15-203-015`

Property Details

APN / Parcel Number

Primary APN	`07-15-203-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,641 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	923 sqft
2nd Floor Area	718 sqft
Upper Floors Area	718 sqft
Basement Area	650 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,073 sqft (0.254 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4989 OAK LN
City	GURNEE
State	IL
Zip	60031-1970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE OAKS LOT 38
Legal Subdivision	PRAIRIE OAKS
Legal Lot Number	38
Jurisdiction	LAKE IL
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1015
Census Tract	861508

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4989 OAK LN, GURNEE, IL 60031-1970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Sep 16, 2002 · Amount on Record
Deed Document Number	20217744590
Prior Transfer Date	Dec 23, 1993
Prior Transfer Doc	0003460433
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jan 29, 2021
Property Address	4989 OAK LN, GURNEE, IL 60031-1970
Document Number	0007744590
Map Reference	MB 61 PG 49
Instrument Date	Jan 25, 2021
Instrument	7744590
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$268.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4989 OAK LN, 4989, GURNEE, IL 60031-1970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4989 OAK LN, GURNEE, IL 60031-1970

Mortgage

Document Number	0007744591
Date	Jan 29, 2021
Instrument	7744591

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Warren Township
Municipality	Gurnee Village
Elementary School District	Gurnee School District 56 (PK - 08)
Secondary School District	Warren Township High School District 121 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$101,734 (+19.37%) Land $17,342 Building $84,392	$305,232 (+19.37%) Land $52,031 Building $253,201
2024	$8,756.00 (+4.59%)
2023	$8,372.00 (+9.68%)	$85,224 (+2.29%) Land $14,528 Building $70,696	$255,697 (+2.29%) Land $43,588 Building $212,109
2022	$7,633.00	$83,316 Land $15,534 Building $67,782	$249,973 Land $46,607 Building $203,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GURNEE serves 30,193 people · EPA ID IL0970350
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20