DeKalb County property record for 4989 Co Rd 22, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,809 sqft · built 1972 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Trust Name on File |
| Last Sale | $119,900 (Sep 1996) |
| Tax Bill | $804 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-31-200-003.000-005 |
| Primary APN | 17-03-31-200-003.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,809 sqft Living Area |
| 1st Floor Area | 1,809 sqft |
| Basement Area | 488 sqft |
| Unfinished Basement | 488 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Pool Area | 380 sqft |
| Deck Area | 150 sqft |
| Heating System | Other |
|---|
| Account Number | 040331200003 |
|---|---|
| Street Address | 4989 COUNTY ROAD 22 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW1/4 NE1/4 SECTION 31 TWP 35 RANGE 14 ACRES 1.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 20100 |
4989 Co Rd 22 is owner-occupied and held in a trust since September 1996.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4989 COUNTY ROAD 22, WATERLOO, IN 46793-9745 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 1996 · Amount on File |
| Deed Sale | Sep 24, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4989 Co Rd 22 was $804, up 2.6% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Franklin Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $804.00 (+2.55%) | $283,900 (+31.92%) Land $32,800 Building $251,100 | $283,900 (+31.92%) Land $32,800 Building $251,100 |
| 2024 | $784.00 (+1.95%) | $215,200 (+7.06%) Land $29,800 Building $185,400 | $215,200 (+7.06%) Land $29,800 Building $185,400 |
| 2023 | $769.00 (-19.22%) | $201,000 (+5.07%) Land $27,600 Building $173,400 | $201,000 (+5.07%) Land $27,600 Building $173,400 |
| 2022 | $952.00 | $191,300 Land $24,000 Building $167,300 | $191,300 Land $24,000 Building $167,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4989 Co Rd 22 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4989 Co Rd 22 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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