49886 Julia Dr, Macomb, MI 48044 Property Records

Macomb County property record for 49886 Julia Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,680 sqft · built 1996
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on File
Last Sale	$264,900 (Mar 2016)
Tax Bill	$5,989 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-20-405-002`

Property Details

APN / Parcel Number

Primary APN	`20-08-20-405-002`
Alternative APN	`0820405002`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,680 sqft Living Area
1st Floor Area	1,862 sqft
Basement Area	1,862 sqft
Unfinished Basement	1,806 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Split Level
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	120 ft deep x 71 ft wide
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	49886 JULIA DR
City	MACOMB
State	MI
Zip	48044-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWOOD SUB #2 LOT 138 LIBER: 112 PAGES: 1-7`
Legal Subdivision	WILLOWOOD SUB
Legal Lot Number	138
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	4
Census Block	4009
Census Tract	224001

Owner

Source: Macomb County records · APN 20-08-20-405-002

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49886 JULIA DR, MACOMB, MI 48044-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREAT LKS MTG FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2016 · Amount on Record
Deed Sale	Mar 21, 2016 · Amount on Record
Prior Sale	May 19, 1997 · Amount on Record
Deed Document Number	20166034269
Deed Book / Page	23925 / 500
Prior Transfer Date	Nov 01, 2008
Prior Transfer Doc	0000125066
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49886 JULIA DR, MACOMB, MI 48044-1646
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49886 JULIA DR, MACOMB, MI 48044-1646

Mortgage

Document Number	2200131526
Date	Dec 01, 2022
Book Page	28919/611
Instrument	202200131526

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 07, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49886 JULIA DR, MACOMB, MI 48044-1646
Transaction Type	Mortgage
Record Updated	Dec 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49886 JULIA DR, MACOMB, MI 48044-1646

Mortgage

Document Number	2102287270
Date	Dec 10, 2021
Book Page	28282/450
Instrument	202102287270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jul 01, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49886 JULIA DR, MACOMB, MI 48044-1646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055376
Date	May 20, 2019
Book Page	25969/276
Instrument	9055376

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49886 JULIA DR, MACOMB, MI 48044-1646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49886 JULIA DR, MACOMB, MI 48044-1646

Mortgage

Document Number	0000145450
Date	Nov 25, 2020
Book Page	27191/724
Instrument	2145450

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 05, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	49886 JULIA DR, MACOMB, MI 48044-1646
Document Number	0000016284
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 02, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	49886 JULIA DR MACOMB MI 480441646, MACOMB, MI 48044-1646

Mortgage

Document Number	0000016284
Date	Feb 06, 2020
Book Page	026500/000745
Instrument	16284

Lender

Name	GREAT LKS MTG FIN'L
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 05, 2050

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,600 (+3.97%)	$471,200 (+3.97%)
2025	$5,989.00 (+13.13%) Homeowner's exemption	$226,600 (+13.47%)	$453,200 (+13.47%)
2023		$199,700	$399,400
2022	$5,294.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2023, rainfall accumulation, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, Xfinity, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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