Kenton County property record for 4988 Open Meadow Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,928 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $334,000 (Jul 2023) |
| Tax Bill | $3,884 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-20-01-068.00 |
| Primary APN | 045-20-01-068.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Finished Area |
| Gross Area | 2,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4988 OPEN MEADOW DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARVEST HILLS SEC 4 LOT 68 |
| Legal Subdivision | HARVEST HILLS |
| Legal Phase | 4 |
| Legal Lot Number | 68 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 63606 |
Source: Kenton County records · APN 045-20-01-068.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4988 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jul 31, 2023 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jun 15, 2022 | Deed of Trust, Mortgage · VA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Jun 05, 2018 | Warranty Deed, Transfer AMERICAN MTG SVC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Jun 05, 2018 · Amount on Record |
| Deed Document Number | 202364 |
| Deed Book / Page | 238 / 640 |
| Last Transfer Date | Jul 31, 2025 |
| Transfer Doc | 0005900072 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 31, 2023 |
| Property Address | 4988 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8107 |
| Document Number | 0005900064 |
| Book / Page | KC 238 / 640 |
| Map Reference | PL A-166 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 23073105900064 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | MILLENNIAL TITLE LLC, MILLENNIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11351 NARROW LEAF DR, KNOXVILLE, TN 37932-2763 |
| Name | Verified Name |
|---|---|
| Address | 4988 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8107 |
| Document Number | 0005900065 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 23073105900065 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4988 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8107 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005900149 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 380/93 |
| Instrument | 22061505900149 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 05, 2018 |
| Property Address | 4988 OPEN MEADOW DR, INDEPENDENCE, KY 41051-8107 |
| Document Number | 0000000063 |
| Book / Page | 0I4115 / 000184 |
| Instrument Date | May 30, 2018 |
| Instrument | 63 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4988 OPEN MEADOW DR INDEPENDENCE KY 410518107, INDEPENDENCE, KY 41051-8107 |
| Document Number | 64 |
|---|---|
| Date | Jun 05, 2018 |
| Book Page | 0I4115/000188 |
| Instrument | 64 |
| Name | AMERICAN MTG SVC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 04, 2048 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,884.00 (+48.7%) | $334,000 (+61.35%) Land $45,000 Building $289,000 | $334,000 (+61.35%) Land $45,000 Building $289,000 |
| 2023 | $2,612.00 (-1.4%) | $207,000 (-) Land $35,000 Building $172,000 | $207,000 (-) Land $35,000 Building $172,000 |
| 2022 | $2,649.00 | $207,000 Land $35,000 Building $172,000 | $207,000 Land $35,000 Building $172,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 50 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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