4988 Culver St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4988 Culver St, Dearborn Heights, MI 48125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 1936
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2021)
Tax Bill	$4,140 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`33 055 01 1618 000`

Property Details

APN / Parcel Number

Primary APN	`33 055 01 1618 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	133 ft deep x 40 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4988 CULVER ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35B1618 LOT 1618 ALSO E 1/2 ADJ VAC AL- LEY DEARBORN HOMES SUB NO. 6 T2S R10E L47 P66 WCR
Legal Subdivision	DEARBORN HOMES NO 6
Legal Lot Number	1618
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1008
Census Tract	572900

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4988 CULVER ST, DEARBORN HEIGHTS, MI 48125-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 10, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	202152780
Deed Book / Page	56417 / 804
Prior Transfer Date	Nov 13, 2014
Prior Transfer Doc	0518770084
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	4988 CULVER ST, DEARBORN HEIGHTS, MI 48125-3428
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0564350092
Date	Feb 17, 2021
Book Page	56435/92
Instrument	2021059095

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 10, 2021
Property Address	4988 CULVER ST, DEARBORN HEIGHTS, MI 48125-3428
Document Number	0564170804
Book / Page	56417 / 804
Map Reference	LB 47 PG 66
Instrument Date	Feb 5, 2021
Instrument	2021052780
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$1,419.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7404 BRADLEY BLVD, 7404, BETHESDA, MD 20817-2132

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4988 CULVER ST, DEARBORN HEIGHTS, MI 48125-3428

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,900 (+5.64%)	$209,800 (+5.64%)
2025	$4,140.00 (+9.23%) Homeowner's exemption	$99,300 (+23.97%)	$198,600 (+23.97%)
2023	$3,790.00 (+34.3%) Homeowner's exemption	$80,100	$160,200
2020	$2,822.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	7 (2014–2023)
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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