4987 Swaffer Rd, Millington, MI 48746 Property Records

Tuscola County property record for 4987 Swaffer Rd, Millington, MI 48746

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1997
Lot Size	4.76 acres (207,346 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,811 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-004-000-0700-11`

Property Details

APN / Parcel Number

Primary APN	`017-004-000-0700-11`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,296 sqft Building Perimeter
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Modular
Lot Area	207,346 sqft (4.76 acres)
Garage Area	900 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4987 SWAFFER RD
City	MILLINGTON
State	MI
Zip	48746-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL-4-201 SEC 4 T10N R8E COM AT NW COR OF SEC, TH N 89 DEG 59' 40 E 225.44 FT, TH S 00 DEG 40' 28 W 290 FT, TH S 15 DEG 39
Legal Range	08E
Legal Township	10N
Legal Section	04
Jurisdiction	TUSCOLA MI
Township / Civil Division	MILLINGTON
Census Block Group	4
Census Block	4002
Census Tract	1200

Owner

4987 Swaffer Rd is owned and occupied by two individuals.

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Feb 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144

Mortgage

Document Number	001582/502
Date	Sep 19, 2025
Book Page	1582/502

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 21, 2065

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144

Mortgage

Document Number	, 0001484745
Date	Jul 19, 2021
Book Page	1484/745

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jun 5, 2036

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	4987 SWAFFER RD, MILLINGTON, MI 48746-9144
Document Number	0013931276
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4987 SWAFFER RD MILLINGTON MI 487469144, MILLINGTON, MI 48746-9144

Mortgage

Document Number	0013931276
Date	Mar 26, 2018
Book Page	001393/001276

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 25, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4987 Swaffer Rd was $1,811 with a homeowner's exemption.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
County Subdivision	Millington Township
Unified School District	Millington Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,300 (+7.86%)	$164,600 (+7.86%)
2025	$1,811.00 Homeowner's exemption	$76,300	$152,600
2023		$76,200	$152,400
2020	$1,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4987 Swaffer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4987 Swaffer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TEC Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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