4987 State Rte 46, Cortland, OH 44410 Property Records

Trumbull County property record for 4987 State Rte 46, Cortland, OH 44410

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,952 sqft · built 1945
Lot Size	1.82 acres (79,279 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35-056300`

Property Details

APN / Parcel Number

Primary APN	`35-056300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,952 sqft Living Area
1st Floor Area	3,904 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	79,279 sqft (1.82 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	636 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4987 STATE ROUTE 46
City	CORTLAND
State	OH
Zip	44410-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 85F SUNSET VIEW NILES ASHT RD MECCA TWP
Legal Subdivision	THE SUNSET ALLOTMENT
Legal Lot Number	16
Jurisdiction	TRUMBULL OH
Township / Civil Division	MECCA
Census Block Group	2
Census Block	2029
Census Tract	930300

Owner

Source: Trumbull County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 24, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 11, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607

Mortgage

Document Number	0000020751
Date	Sep 7, 2021
Instrument	202109070020751

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607

Mortgage

Document Number	0000004223
Date	Feb 24, 2021
Instrument	202102240004223

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 15, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	AMERICANA ABSTRACT, AMERICAN ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607

Mortgage

Document Number	0000013104
Date	Jun 11, 2021
Instrument	202106110013104

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRUMBULL OH
Property Address	4987 STATE ROUTE 46, CORTLAND, OH 44410-9607
Document Number	0000020560
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4987 STATE ROUTE 46 CORTLAND OH 444109607, CORTLAND, OH 44410-9607

Mortgage

Document Number	0000020560
Date	Oct 18, 2018
Instrument	20560

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 17, 2033

Tax Assessment & Valuation

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Trumbull County
County Subdivision	Mecca Township
Unified School District	Maplewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00	$81,210 (-) Land $13,270 Building $67,940
2024	$2,760.00 (-0.83%) Homeowner's exemption	$81,210 (-) Land $13,270 Building $67,940
2023	$2,783.00 (+31.27%) Homeowner's exemption	$81,210 (+41.46%) Land $13,270 Building $67,940	$232,000 (+41.46%) Land $37,900 Building $194,100
2022	$2,120.00 Homeowner's exemption	$57,410 Land $12,290 Building $45,120
2020			$164,000 Land $35,100 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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