St. Mary's County property record for 49860 Saint Jeromes Pl, Dameron, MD 20628
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.43 acres (280,091 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Jun 2012) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-047841 |
| Primary APN | 01-047841 |
|---|---|
| Alternative APN |
|
| Basement Area | 2,640 sqft |
|---|
| Lot Area | 280,091 sqft (6.43 acres) |
|---|
| Account Number | 047841 |
|---|---|
| Street Address | 49860 SAINT JEROMES PL |
| City | DAMERON |
| State | MD |
| Zip | 20628-3414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 28 SECTION TWO ST JEROME'S CROSSROADS |
| Legal Subdivision | SAINT JEROMES CROSSROADS |
| Legal Lot Number | 28 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 2123, CALIFORNIA, MD 20619-8123 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2012 · Amount on Record |
| Deed Sale | Jun 29, 2012 · Amount on Record |
| Deed Book / Page | 3740 / 38 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 19, 2026 |
| Property Address | 49860 SAINT JEROMES PL, DAMERON, MD 20628-3414 |
| Document Number | 6905000332 |
| Book / Page | 6905 / 332 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23275 TOWN CREEK DR, LEXINGTON PARK, MD 20653-6346 |
| Document Number | 6905000332, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 6905/332 |
| Name | SHORE UNITED BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $145,600 (+2.95%) Land $117,100 Building $28,500 | $145,600 (-) Land $117,100 Building $28,500 | |
| 2025 | $1,486.00 (+8.39%) | $141,433 (+6.26%) | $145,600 (+9.39%) Land $117,100 Building $28,500 |
| 2023 | $1,371.00 | $133,100 Land $112,100 Building $21,000 | $133,100 Land $112,100 Building $21,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 27 (1996–2021) |
| Claims Outside the SFHA | 19 of 27 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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