Contra Costa County property record for 4986 Olive Dr, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1938 |
| Lot Size | 0.236 acres (10,275 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Sep 2004) |
| Tax Bill | $7,395 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-160-005-9 |
| Primary APN | 116-160-005-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Lot Area | 10,275 sqft (0.236 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 4986 OLIVE DR |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-2236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | AYERS RANCH SUB POR LOT 1 |
| Legal Subdivision | AYERS RANCH SUB |
| Legal Lot Number | 1 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 333101 |
Source: Contra Costa County records · APN 116-160-005-9
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| May 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK |
| Jun 09, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 02, 2019 | Quit Claim Deed, Transfer · Conventional with PMI BANK OF THE WEST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2004 · Amount on Record |
| Deed Sale | Sep 09, 2004 · Amount on Record |
| Deed Document Number | 2004347861 |
| Last Transfer Date | May 22, 2019 |
| Transfer Doc | 0000101509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | TSI TITLE COMPANY OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000010263 |
|---|---|
| Date | Jan 18, 2017 |
| Instrument | 2017-010263 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 0000034437 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 2020-034437 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | PLACER TITLE |
| Name | Verified Name |
|---|---|
| Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Document Number | 0000137229 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021-137229 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Document Number | 0000096428 |
|---|---|
| Date | Jun 09, 2022 |
| Instrument | 2022-096428 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 18, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jul 02, 2019 |
| Property Address | 4986 OLIVE DR, CONCORD, CA 94521-2236 |
| Document Number | 0000101509 |
| Instrument Date | May 22, 2019 |
| Instrument | 101509 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4986 OLIVE DR CONCORD CA 945212236, CONCORD, CA 94521-2236 |
| Document Number | 101510 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 101510 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $597,128 (+2%) Land $388,140 Building $208,988 | |
| 2025 | $7,395.00 (+4.67%) Homeowner's exemption | $585,421 (+4.04%) Land $380,530 Building $204,891 |
| 2023 | $7,065.00 (+1.41%) Homeowner's exemption | $562,690 Land $365,754 Building $196,936 |
| 2022 | $6,967.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 558 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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