4986 Mitchell Rd, Big Lake, MN 55309 Property Records

Sherburne County property record for 4986 Mitchell Rd, Big Lake, MN 55309

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,034 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Jan 2020)
Tax Bill	$3,434 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`65-492-0135`

Property Details

APN / Parcel Number

Primary APN	`65-492-0135`
Alternative APNs	`65-00492-0135` `29401`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft
Basement Area	876 sqft
Finished Basement	876 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	484 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Deck Area	169 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	29401
Street Address	4986 MITCHELL RD
City	BIG LAKE
State	MN
Zip	55309-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, BLK 1
Legal Range	28W
Legal Township	33N
Legal Section	13
Legal Subdivision	MITCHELL LAKE RIDGE
Legal Block	1
Legal Lot Number	7
Jurisdiction	SHERBURNE MN
Township / Civil Division	BIG LAKE
Census Block Group	1
Census Block	1021
Census Tract	30406

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4986 MITCHELL RD, BIG LAKE, MN 55309-8930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Jan 16, 2020	Warranty Deed, Transfer · Conventional with PMI ENVISION CAP
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2020 · Amount on Record
Deed Sale	Jan 16, 2020 · Amount on Record
Prior Sale	Jan 5, 2015 · Amount on Record
Deed Document Number	2020885385
Prior Transfer Date	Feb 16, 2009
Prior Transfer Doc	0000078323
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4986 MITCHELL RD, BIG LAKE, MN 55309-8930
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000930927
Date	Oct 28, 2021
Instrument	930927

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Jan 16, 2020
Property Address	4986 MITCHELL RD, BIG LAKE, MN 55309-8930
Document Number	0000885385
Instrument Date	Dec 12, 2019
Instrument	885385
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	TITLESMART

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4986 MITCHELL RD BIG LAKE MN 553098930, BIG LAKE, MN 55309-8930

Mortgage

Document Number	885386
Date	Jan 16, 2020
Instrument	885386

Lender

Name	ENVISION CAP
Address	MINNETONKA, MN 55305

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	4986 MITCHELL RD, BIG LAKE, MN 55309-8930
Document Number	0000843606
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4986 MITCHELL RD BIG LAKE MN 553098930, BIG LAKE, MN 55309-8930

Mortgage

Document Number	0000843606
Date	Aug 17, 2017
Instrument	843606

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Big Lake City
County	Sherburne County
Unified School District	Big Lake Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,100 (-) Land $80,000 Building $207,100	$287,100 (-) Land $80,000 Building $207,100
2025	$3,434.00 (+2.94%)	$287,100 (+0.28%) Land $80,000 Building $207,100	$287,100 (+0.28%) Land $80,000 Building $207,100
2023	$3,336.00	$286,300 Land $80,700 Building $205,600
2021			$286,300 Land $80,700 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Big Lake serves 13,056 people · EPA ID MN1710002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Windstream DSL	200 / 20

May also be available: SkyNet Broadband, Verizon.

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