4985 Sandy Point Rd, Prince Frederick, MD 20678 Property Records

Calvert County property record for 4985 Sandy Point Rd, Prince Frederick, MD 20678

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,456 sqft · built 1971
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Apr 2018)
Tax Bill	$3,618 (2023)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-020076`

Property Details

APN / Parcel Number

Primary APN	`02-020076`
Alternative APNs	`2020076` `020076`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,456 sqft Total Area
1st Floor Area	728 sqft
Basement Area	618 sqft
Finished Basement	618 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	020076
Old Parcel Number	2020076
Street Address	4985 SANDY POINT RD
City	PRINCE FREDERICK
State	MD
Zip	20678-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	1.5 AC N/S SANDY POINT RD BOWENS
Jurisdiction	CALVERT MD
Township / Civil Division	2, PRINCE FREDERICK
Census Block Group	1
Census Block	1018
Census Tract	860703

Owner

Source: Calvert County records, as of September 18, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4985 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Line of Credit CEDAR POINT FCU
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 3, 2018	Grant Deed, Transfer GUARANTEED RATE
May 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2018 · Amount on Record
Deed Sale	Apr 3, 2018 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	182367
Deed Book / Page	5166 / 339
Record Updated	Jun 7, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4985 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	BLUE CRAB TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062970385
Date	Jun 14, 2022
Book Page	6297/385

Lender

Name	CEDAR POINT FCU
Type	Credit Union
Address	LEXINGTON PARK, MD 20653

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	4985 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	CAMPUS TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061570166
Date	Nov 30, 2021
Book Page	6157/166

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Apr 3, 2018
Property Address	4985 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752
Document Number	0051660339
Book / Page	005166 / 000339
Instrument Date	Mar 28, 2018
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	TITLEMAX CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4985 SANDY POINT RD PRINCE FREDERICK MD 206783752, PRINCE FREDERICK, MD 20678-3752

Mortgage

Document Number	51660344
Date	Apr 3, 2018
Book Page	005166/000344

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	May 1, 2017
Property Address	4985 SANDY POINT RD, PRINCE FREDERICK, MD 20678-3752
Document Number	0049830468
Book / Page	004983 / 000468
Instrument Date	Apr 4, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 W DARES BEACH RD #204 PRINCE FREDERICK MD 206783127, 204, PRINCE FREDERICK, MD 20678-3127

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,618.00 Homeowner's exemption	$348,267	$361,800 Land $155,000 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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