4985 Cummings Rd, Eureka, CA 95503 Property Records

Humboldt County property record for 4985 Cummings Rd, Eureka, CA 95503 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage1,734 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$700,000 (2026)
Tax Bill$4,283.00 (2024)

Property Details

APN / Parcel Number

Primary APN403-031-012-000
Alternative APN
  • 40303112

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,734 sqft Living Area
Gross Area2,438 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood Construction
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area704 sqft Garage

Utilities and HVAC

Heating SystemCentral Heating

Location & Zoning

Street Address4985 CUMMINGS RD
CityEUREKA
StateCA
Zip95503-9756
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description0600600790 C 7P 70 C 6C B N 620007B C
Legal Subdivision4985 CUMMINGS ROAD
Legal Block1
JurisdictionHUMBOLDT CA
Minor Civil DivisionEUREKA
Census Blockgroup1
Census Block1029
Census Tract10600

Owner

Source: Humboldt County records · APN 403-031-012-000

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
TRI COUNTIES BANK
Mar 16, 2023Deed of Trust, Mortgage · Line of Credit
TRI COUNTIES BANK
Apr 24, 2026Grant Deed, Transfer · Conventional Mortgage
COAST CTRL CREDIT UNION
Nov 23, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Aug 29, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleAug 29, 2017 · Amount on Record
Deed Doc Number20265093
Prior Transfer DateNov 16, 2020
Prior Transfer Doc0000021703
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
Transaction TypeMortgage
Record UpdatedMay 21, 2026
Title CompanyE-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
InvestorPossibly a Property Investor

Mortgage

Document Number0000000744
DateJan 11, 2022
Instrument2022-000744
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95973
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUMBOLDT CA
Property Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
Transaction TypeMortgage
Record UpdatedMay 21, 2026
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4985 CUMMINGS RD, EUREKA, CA 95503-9756

Mortgage

Document Number0000003388
DateMar 16, 2023
Instrument2023-003388
Lender
NameTRI COUNTIES BANK
TypeBank
AddressCHICO, CA 95973
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateApr 24, 2026
Property Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
Document Number0000005093
Instrument DateApr 10, 2026
Instrument2026.5093
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$77,770.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4985 CUMMINGS RD, EUREKA, CA 95503-9756

Mortgage

Document Number0000005094,
DateApr 24, 2026
Instrument2026..5094
Lender
NameCOAST CTRL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate5.5%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHUMBOLDT CA
Recording DateNov 23, 2020
Property Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
Document Number0000021703
Instrument DateNov 16, 2020
Instrument2020-021703
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4985 CUMMINGS RD, EUREKA, CA 95503-9756

Mortgage

Document Number0000021704
DateNov 23, 2020
Instrument2020-021704
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHUMBOLDT CA
Recording DateAug 29, 2017
Property Address4985 CUMMINGS RD, EUREKA, CA 95503-9756
Document Number0000015773
Instrument DateAug 23, 2017
Instrument2017-015773
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyFIDELITY NATIONAL TITLE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
AddressPO BOX 11112, EUREKA, CA 95502

Mortgage

Document Number0000015774
DateAug 29, 2017
Instrument2017-015774
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Humboldt County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyHumboldt County
Elementary School DistrictFreshwater Elementary School District (KG - 06)
Secondary School DistrictEureka City Unified School District (7-12) (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,486.00 (+4.74%)$390,426 (+4.04%) Land $195,213 Building $195,213
2024$4,283.00 (+2.29%)
2023$4,187.00 (-3.32%)$375,268 Land $187,634 Building $187,634
2022$4,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Humboldt County (06023C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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