4985 Ballardsville Rd, Tupelo, MS 38804 Property Records

Itawamba County property record for 4985 Ballardsville Rd, Tupelo, MS 38804

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,699 sqft · built 2011
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`037-0035-004.02`

Property Details

APN / Parcel Number

Primary APN	`037-0035-004.02`
Alternative APN	`11977`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,699 sqft Adjusted Area
1st Floor Area	2,251 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4985 BALLARDSVILLE RD
City	TUPELO
State	MS
Zip	38804-8361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. SE4: 396/441: TRACY L. STACKS
Legal Range	07E
Legal Township	09S
Legal Section	35
Jurisdiction	ITAWAMBA MS
Township / Civil Division	3
Census Block Group	2
Census Block	2005
Census Tract	950500

Owner

Source: Itawamba County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4985 BALLARDSVILLE RD, TUPELO, MS 38804-8361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 15, 2009
Transfer Doc	2009048415
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	4985 BALLARDSVILLE RD, TUPELO, MS 38804-8361
Transaction Type	Mortgage
Record Updated	Jul 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 BALLARDSVILLE RD, TUPELO, MS 38804-8361

Mortgage

Document Number	2020200432
Date	Feb 7, 2020
Instrument	2020200432

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 25, 2030

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ITAWAMBA MS
Property Address	4985 BALLARDSVILLE RD, TUPELO, MS 38804-8361
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4985 BALLARDSVILLE RD, TUPELO, MS 38804-8361

Mortgage

Document Number	2018184103
Date	Nov 26, 2018
Instrument	2018184103

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

Source: Itawamba County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Itawamba County
Unified School District	Itawamba County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+1.38%) Homeowner's exemption	$13,004 (+0.04%)	$129,710 (+0.05%) Land $8,660 Building $121,050
2024	$1,445.00 (+4.33%)
2023		$12,999 (-0.05%)	$129,650 (-0.04%) Land $7,170 Building $122,480
2022	$1,385.00 Homeowner's exemption	$13,005	$129,700 Land $7,190 Building $122,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Fulton Telephone Company.

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