St. Mary's County property record for 49841 Airedele Rd, Ridge, MD 20680
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,538 sqft · built 1948 |
| Lot Size | 5.43 acres (236,531 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Oct 2019) |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Dec 2019 Line of Credit Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-018043 |
| Primary APN | 01-018043 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,960 sqft Total Area |
| 1st Floor Area | 1,570 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 236,531 sqft (5.43 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 552 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 120 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 018043 |
|---|---|
| Street Address | 49841 AIREDELE RD |
| City | RIDGE |
| State | MD |
| Zip | 20680-3306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | ADJUSTED PARCEL 46 BLAP PLAT 59/82 |
| Legal Subdivision | LAND OF PETER AND KAREN JENSEN |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 876200 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13301 POINT LOOKOUT RD, RIDGE, MD 20680-3371 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 6, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| Oct 8, 2019 | Grant Deed, Transfer TRI-COUNTY ABSTRACT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on Record |
| Deed Sale | Oct 8, 2019 · Amount on Record |
| Prior Sale | Jun 25, 2003 |
| Deed Book / Page | 5178 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 49841 AIREDELE RD, RIDGE, MD 20680-3306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052230001 |
|---|---|
| Date | Dec 6, 2019 |
| Book Page | 5223/001 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | LEXINGTON PARK, MD 20653 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 5, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Oct 8, 2019 |
| Property Address | 49841 AIREDELE RD, RIDGE, MD 20680-3306 |
| Document Number | 0051780195 |
| Book / Page | 005178 / 000195 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2019 |
| Title Company | TRI-COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13301 POINT LOOKOUT RD RIDGE MD 206803371, RIDGE, MD 20680-3371 |
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $823,800 (+73.76%) Land $413,200 Building $410,600 | $823,800 (+73.76%) Land $413,200 Building $410,600 | |
| 2025 | $6,112.00 (+20.15%) | ||
| 2023 | $5,087.00 | $474,100 Land $363,200 Building $110,900 | $474,100 Land $363,200 Building $110,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 136 in force |
| Nearby Flood Claims | 107 (1985–2022) |
| Claims Outside the SFHA | 38 of 107 |
| Most Recent Claim | Oct 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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