Hernando County property record for 4984 Cedarbrook Ln, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 792 sqft · built 1977 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $465,000 (Jun 2026) |
| Tax Bill | $2,681 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R12-223-16-1890-0100-0230 |
| Primary APN | R12-223-16-1890-0100-0230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| Gross Area | 1,414 sqft |
| 1st Floor Area | 792 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 336 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 906 sqft |
| Deck Area | 814 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00153666 |
|---|---|
| Street Address | 4984 CEDARBROOK LN |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GULF COAST RETREATS UNIT 1 BLK 10 LOT 23 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 12 |
| Legal Subdivision | GULF COAST RET UNIT 1 |
| Legal Block | 10 |
| Legal Lot Number | 23 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 41501 |
Source: Hernando County records · APN R12-223-16-1890-0100-0230
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 47 CHERRY ST, BLOSSBURG, PA 16912-9713 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| May 05, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Apr 26, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | May 05, 2023 · Amount on Record |
| Deed Document Number | 202644409 |
| Deed Book / Page | 4729 / 1106 |
| Prior Transfer Date | Nov 07, 2016 |
| Prior Transfer Doc | 0034130807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 4984 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2911 |
| Document Number | 0000044409 |
| Book / Page | 4729 / 1106 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202644409 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2026 |
| Title Company | SOUTHERN TITLE, SOUTHERN SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328,755.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 47 CHERRY ST, BLOSSBURG, PA 16912-9713 |
| Document Number | 0000044411, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202644411 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 05, 2023 |
| Property Address | 4984 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2911 |
| Document Number | 0042940619 |
| Book / Page | 4294 / 619 |
| Map Reference | MB 6 PG 78 |
| Instrument Date | Apr 20, 2023 |
| Instrument | 2023026898 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | AMERICAN E-TITLE CORPORATION, AMERICAN TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31749 AMBERLEA RD, DADE CITY, FL 33523-7262 |
| Name | Verified Name |
|---|---|
| Address | 14603 TUDOR CHASE DR, TAMPA, FL 33626-3338 |
| Document Number | 2023026899 |
|---|---|
| Date | May 05, 2023 |
| Instrument | 2023026899 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 20, 2021 |
| Property Address | 4984 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2911 |
| Document Number | 0040001909 |
| Book / Page | 4000 / 1909 |
| Map Reference | MB 6 PG 78 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021037590 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1400 IVY CT, 1400, VERO BEACH, FL 32963-4073 |
| Name | Verified Name |
|---|---|
| Address | 31749 AMBERLEA RD, DADE CITY, FL 33523-7262 |
| Document Number | 40001911 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 4000/1911 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 26, 2021 |
| Property Address | 4984 CEDARBROOK LN, HERNANDO BEACH, FL 34607-2911 |
| Document Number | 0039870728 |
| Book / Page | 3987 / 728 |
| Instrument Date | May 19, 2020 |
| Instrument | 2021029593 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1400 IVY CT, VERO BEACH, FL 32963-4073 |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (-40.1%) | $179,866 (-38.97%) Land $153,600 Building $26,266 | $179,866 (-38.97%) Land $153,600 Building $26,266 |
| 2023 | $294,740 Land $174,562 Building $120,178 | ||
| 2022 | $4,476.00 | $294,740 Land $158,400 Building $136,340 |
Source: FEMA National Flood Hazard Layer as of April 19, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 412 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 412 in force |
| Nearby Flood Claims | 1,071 (1979–2024) |
| Claims Outside the SFHA | 6 of 1,071 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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