4983 Sawdust Cir, Ocoee, FL 34761 Property Records

Orange County property record for 4983 Sawdust Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,732 sqft · built 1990
Lot Size	0.293 acres (12,759 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2023)
Tax Bill	$5,954 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7859-01-790`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7859-01-790`
Alternative APNs	`282203785901790` `224001` `228533` `233038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,144 sqft
1st Floor Area	1,732 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,759 sqft (0.293 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4983 SAWDUST CIR
City	OCOEE
State	FL
Zip	34761-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 2 25/86 LOT 179
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 2
Legal Phase	2
Legal Tract	7859
Legal Block	1
Legal Lot Number	179
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	2
Census Block	2000
Census Tract	15006

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4983 SAWDUST CIR, OCOEE, FL 34761-8438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Sep 18, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	2023174369
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	0000579690
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 29, 2023
Property Address	4983 SAWDUST CIR, OCOEE, FL 34761-8438
Document Number	0000174369
Map Reference	MB 25 PG 86
Instrument Date	Mar 17, 2023
Instrument	20230174369
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	431 BALL CT, KISSIMMEE, FL 34759-4002

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4983 SAWDUST CIR, OCOEE, FL 34761-8438

Mortgage

Document Number	0000174370
Date	Mar 29, 2023
Instrument	20230174370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	4983 SAWDUST CIR, OCOEE, FL 34761-8438
Document Number	0000539432
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4983 SAWDUST CIR OCOEE FL 347618438, OCOEE, FL 34761-8438

Mortgage

Document Number	0000539432
Date	Oct 15, 2020
Instrument	539432

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2050

Interest

Rate	3.37%

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 18, 2019
Property Address	4983 SAWDUST CIR, OCOEE, FL 34761-8438
Document Number	0000579690
Instrument Date	Sep 18, 2019
Instrument	579690
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4983 SAWDUST CIR OCOEE FL 347618438, OCOEE, FL 34761-8438

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,260 (-1.28%) Land $90,000 Building $225,260	$315,260 (-1.28%) Land $90,000 Building $225,260
2025	$5,954.00 (+6.36%)	$319,360 (+9.08%) Land $90,000 Building $229,360	$319,360 (+9.08%) Land $90,000 Building $229,360
2024	$5,598.00 (+13.92%)
2023	$4,914.00 (+9.69%)	$292,781 (+12.09%) Land $90,000 Building $202,781	$292,781 (+12.09%) Land $90,000 Building $202,781
2022	$4,480.00	$261,207 Land $90,000 Building $171,207	$261,207 Land $90,000 Building $171,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Xfinity.

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