4983 Royston Loop, Memphis, TN 38125 Property Records

Shelby County property record for 4983 Royston Loop, Memphis, TN 38125

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 4.5 ba · 4,941 sqft · built 2012
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on File
Last Sale	$318,900 (Apr 2012)
Tax Bill	$3,379 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D0-256L-B0-0039`

Property Details

APN / Parcel Number

Primary APN	`D0-256L-B0-0039`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,941 sqft Living Area
Gross Area	5,649 sqft
1st Floor Area	2,425 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	16,500 sqft (0.379 acres)
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4983 ROYSTON LOOP
City	MEMPHIS
State	TN
Zip	38125-3697
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	WS ROYSTON LOOP SEE MAP GRID# 231 A
Legal Subdivision	PEMBERTON MEADOWS PD
Legal Lot Number	39
Jurisdiction	SHELBY TN
Township / Civil Division	12
Census Block Group	2
Census Block	2016
Census Tract	21547

Owner

4983 Royston Loop, a planned unit development, is owned and occupied by two individuals who bought it in April 2012.

Source: Shelby County records, as of August 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PARAGON BANK
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit PARAGON BANK
Nov 8, 2021	Deed of Trust, Mortgage · Land Contract PARAGON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2012 · Amount on File
Deed Sale	Apr 13, 2012 · Amount on File
Prior Sale	May 18, 2011 · Amount on File
Deed Document Number	201241839
Prior Transfer Date	Jun 1, 2009
Prior Transfer Doc	0000063597
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Recording Date	Jul 27, 2026
Property Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697
Document Number	0000062923
Instrument Date	Jul 16, 2026
Instrument	202662923
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697

Mortgage

Document Number	0000062923,
Date	Jul 27, 2026
Instrument	202662923

Lender

Name	PARAGON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.81%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697

Mortgage

Document Number	0023103355
Date	Dec 6, 2023
Instrument	23103355

Lender

Name	PARAGON BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4983 ROYSTON LOOP, MEMPHIS, TN 38125-3697
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021139331
Date	Nov 8, 2021
Instrument	21139331

Lender

Name	PARAGON BANK
Type	Bank
Address	MEMPHIS, TN 38119

Agreement

Type	Land Contract
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4983 Royston Loop was $3,379.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,379.00	$125,650 Land $22,250 Building $103,400	$502,600 Land $89,000 Building $413,600
2023		$109,250 Land $15,775 Building $93,475
2022	$3,703.00
2021			$437,000 Land $63,100 Building $373,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4983 Royston Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4983 Royston Loop is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: C Spire Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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