4982 Swisher Rd, Cable, OH 43009 Property Records

Champaign County property record for 4982 Swisher Rd, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,732 sqft · built 1990
Lot Size	0.853 acres (37,157 sqft)
Owner	Individual Name on File
Tax Bill	$2,811 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Jul 2007 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028312-8`

Property Details

APN / Parcel Number

Primary APN	`028312-8`
Alternative APN	`L43-12-00-59-00-010-04`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,732 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,170 sqft
Attic	Attic
Attic Area	562 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Cape Cod
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	37,157 sqft (0.853 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	028312-8
Street Address	4982 SWISHER RD
City	CABLE
State	OH
Zip	43009-9605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 4544 CAMPBELL
Legal Subdivision	VIRGINIA MILITARY SURVEY 4544
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1021
Census Tract	10100

Owner

4982 Swisher Rd is owned and occupied by an individual.

Source: Champaign County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	4982 SWISHER RD, CABLE, OH 43009-9605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Jul 23, 2007	Deed of Trust, Mortgage PERPETUAL FSB
Nov 15, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4982 SWISHER RD, CABLE, OH 43009-9605
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00561/3282
Date	Oct 1, 2018
Book Page	561/3282
Instrument	201800004350

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 25, 2048

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	4982 SWISHER RD, CABLE, OH 43009-9605
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00465/1191
Date	Jul 23, 2007
Book Page	465/1191
Instrument	200700004096

Lender

Name	PERPETUAL FSB
Address	CABLE, OH 43009

Agreement

Amount	Amount on Record
Term	109 Months
Due	Aug 1, 2016

November 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	Nov 15, 2019
Property Address	4982 SWISHER RD, CABLE, OH 43009-9605
Document Number	00568/3463
Book / Page	568 / 3463
Instrument Date	Nov 11, 2019
Instrument	201900004634
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4982 SWISHER RD, CABLE, OH 43009-9605

Tax Assessment & Valuation

The 2025 property tax bill for 4982 Swisher Rd was $2,811 with a homeowner's exemption, up 11.9% from the year before.

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,811.00 (+11.86%)	$86,810 (+34.15%) Land $9,280 Building $77,530	$248,010 Land $26,510 Building $221,500
2024	$2,513.00 (-0.12%) Homeowner's exemption	$64,710 (-) Land $7,170 Building $57,540
2023	$2,516.00 (+0.16%) Homeowner's exemption	$64,710 (-) Land $7,170 Building $57,540	$184,870 (-) Land $20,480 Building $164,390
2022	$2,512.00 Homeowner's exemption	$64,710 Land $7,170 Building $57,540	$184,870 Land $20,480 Building $164,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4982 Swisher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4982 Swisher Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Starlink Satellite	280 / 30

May also be available: AT&T, CT Communications Network, T-Mobile, Verizon.

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