4982 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4982 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,789 sqft · built 2016
Lot Size	0.796 acres (34,717 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2025)
Tax Bill	$219 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00A00-0030`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00A00-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,789 sqft Heated Area
Gross Area	3,920 sqft
1st Floor Area	3,455 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	34,717 sqft (0.796 acres)
Lot Dimensions	2,240 ft deep x 1,550 ft wide
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	071N27325300A000030
Street Address	4982 RED OAK DR
City	MILTON
State	FL
Zip	32583-2987
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 3 BLK A AS DES IN OR 3591 PG 1897
Legal Range	27W
Legal Township	01N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	A
Legal Lot Number	3
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2015
Census Tract	10809

Owner

4982 Red Oak Dr is owned and occupied by an individual who bought it in July 2025.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4982 RED OAK DR, MILTON, FL 32583-2987
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU
Jan 19, 2017	Warranty Deed, Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Document Number	202533039
Deed Book / Page	4638 / 2014
Record Updated	Jun 8, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 18, 2025
Property Address	4982 RED OAK DR, MILTON, FL 32583-2987
Document Number	0046382014
Book / Page	4638 / 2014
Map Reference	MB 11 PG 93
Instrument Date	Jul 10, 2025
Instrument	202533039
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5648 SHEPHERDS LN, MILTON, FL 32570-9832

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4982 RED OAK DR, MILTON, FL 32583-2987

Mortgage

Document Number	0046382016
Date	Jul 18, 2025
Instrument	4638/2016

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4982 RED OAK DR, MILTON, FL 32583-2987
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039741249
Date	Jul 9, 2020
Book Page	3974/1249
Instrument	202034009

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	174 Months
Due	Jan 5, 2035

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 19, 2017
Property Address	4982 RED OAK DR, MILTON, FL 32583-2987
Document Number	0035911897
Book / Page	3591 / 1897
Map Reference	MB11 PG93-97
Instrument Date	Oct 17, 2016
Instrument	201702058
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST NATIONAL LAND TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINEDALE RD, 819, FORT WALTON BEACH, FL 32547-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4982 RED OAK DR, MILTON, FL 32583-2987

Mortgage

Document Number	0201702059
Date	Jan 19, 2017
Instrument	201702059

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$219.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$269,402 (+3%)	$379,797 (+9.18%) Land $55,000 Building $324,797
2023	$219.00 (+32.73%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$261,555 (+3%)	$347,849 (+2.06%) Land $55,000 Building $292,849
2022	$165.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$253,937	$340,824 Land $55,000 Building $285,824

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4982 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4982 Red Oak Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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