4982 Mandolin Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 4982 Mandolin Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,464 sqft · built 2015
Lot Size	0.458 acres (19,968 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2021)
Tax Bill	$4,789 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687555-000480`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687555-000480`
Alternative APN	`132926687555000480`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,464 sqft Living Area
Gross Area	1,927 sqft
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,968 sqft (0.458 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room

Location & Zoning

Street Address	4982 MANDOLIN CT
City	WINTER HAVEN
State	FL
Zip	33884-3628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN II PB 144 PG 50-51 LOT 48
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN II
Legal Block	1
Legal Lot Number	48
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records · APN 26-29-13-687555-000480

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4982 MANDOLIN CT, WINTER HAVEN, FL 33884-3628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	Apr 27, 2015 · Amount on Record
Deed Document Number	202188219
Deed Book / Page	11657 / 1209
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 08, 2021
Property Address	4982 MANDOLIN CT, WINTER HAVEN, FL 33884-3628
Document Number	0000088219
Book / Page	11657 / 1209
Map Reference	MB 144 PG 50
Instrument Date	Mar 19, 2021
Instrument	2021088219
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2035 WILDERSVILLE RD, 2035, WILDERSVILLE, TN 38388-8580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4982 MANDOLIN CT, WINTER HAVEN, FL 33884-3628

Mortgage

Document Number	0116571210
Date	Apr 08, 2021
Instrument	11657/1210

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,789.00 (-0.31%)	$251,774 (-0.74%) Land $60,000 Building $191,774	$251,774 (-0.74%) Land $60,000 Building $191,774
2023	$4,804.00 (+9.71%)	$253,644 (+12.56%) Land $58,000 Building $195,644	$253,644 (+12.56%) Land $58,000 Building $195,644
2022	$4,379.00	$225,339 Land $48,000 Building $177,339	$225,339 Land $48,000 Building $177,339

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 454 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.