San Diego County property record for 4982 Ensign St, San Diego, CA 92117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,200 sqft · built 1956 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,255,000 (Aug 2026) |
| Tax Bill | $12,776 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Construction Loan Aug 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 355-351-02-00 |
| Primary APN | 355-351-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 4982 ENSIGN ST |
|---|---|
| City | SAN DIEGO |
| State | CA |
| Zip | 92117-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-7 |
| Legal Description | LOT 10 TR 003144 |
| Legal Subdivision | CLAIREMONT VIEW SUB |
| Legal Tract | 003144 |
| Legal Block | 5 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 8505 |
4982 Ensign St is owned and occupied by two individuals who bought it in August 2026.
Source: San Diego County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4982 ENSIGN ST, SAN DIEGO, CA 92117-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Aug 31, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2026 · Amount on File |
| Deed Sale | Aug 13, 2026 · Amount on File |
| Prior Sale | Feb 24, 2026 · Amount on File |
| Deed Document Number | 2026238237 |
| Prior Transfer Date | Jan 30, 2015 |
| Prior Transfer Doc | 0000043227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 24, 2026 |
| Property Address | 4982 ENSIGN ST, SAN DIEGO, CA 92117-1203 |
| Document Number | 0000050695 |
| Map Reference | MAP 3144 |
| Instrument Date | Feb 3, 2026 |
| Instrument | 2026-0050695 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4079 GOVERNOR DR # 329, SAN DIEGO, CA 92122-2522 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050696 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 2026-0050696 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 31, 2023 |
| Property Address | 4982 ENSIGN ST, SAN DIEGO, CA 92117-1203 |
| Document Number | 0000237544 |
| Map Reference | MAP 3144 |
| Instrument Date | Aug 3, 2023 |
| Instrument | 2023-0237544 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5131 JAMESTOWN RD, SAN DIEGO, CA 92117-1242 |
The 2025 property tax bill for 4982 Ensign St was $12,776, up 30.8% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $995,951 (+2%) Land $733,446 Building $262,505 | |
| 2025 | $12,776.00 (+30.79%) | $976,423 Land $719,065 Building $257,358 |
| 2024 | $9,768.00 (+3.18%) | |
| 2023 | $9,467.00 (+2.76%) Homeowner's exemption | $777,018 Land $482,288 Building $294,730 |
| 2022 | $9,213.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4982 Ensign St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4982 Ensign St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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