4982 el Mirlo Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4982 el Mirlo Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,032 sqft · built 2001
Lot Size0.24 acres (10,448 sqft)
Owner2 Individual Names on File
Last Sale$260,500 (Nov 2000)
Tax Bill$4,409 (2025)
Deeds & MortgagesFeb 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN122-430-10-00

Property Details

APN / Parcel Number

Primary APN122-430-10-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,032 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area10,448 sqft (0.24 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4982 EL MIRLO DR
CityOCEANSIDE
StateCA
Zip92057-2700
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 10 TR 013940
Legal SubdivisionSUNWEST VILLAGE
Legal Tract013940
Legal Block3
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3016
Census Tract18619

Owner

Source: San Diego County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4982 EL MIRLO DR, OCEANSIDE, CA 92057-2700
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 29, 2000 · Amount on File
Deed SaleNov 29, 2000 · Amount on File
Deed Document Number2000648901
Last Transfer DateFeb 20, 2024
Transfer Doc0000047389
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateFeb 26, 2024
Property Address4982 EL MIRLO DR, OCEANSIDE, CA 92057-2700
Document Number0000047389
Map ReferenceMAP 13940
Instrument DateFeb 20, 2024
Instrument2024-0047389
Transaction TypeTransfer
Record UpdatedMar 6, 2024
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4982 EL MIRLO DR, OCEANSIDE, CA 92057-2700

Mortgage

Document Number0000047390
DateFeb 26, 2024
Instrument2024-0047390
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$400,007 (+2%) Land $161,370 Building $238,637
2025$4,409.00 (+5.28%) Homeowner's exemption$392,164 (+4.04%) Land $158,206 Building $233,958
2023$4,188.00 (+1.63%) Homeowner's exemption$376,937 Land $152,063 Building $224,874
2022$4,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
San Diego Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on el Mirlo Dr

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